Market insights
What the data says about manufactured home communities, lending and ownership.
2025 annual HMDA filings, loaded Nov 9, 2026. HMDA is published once a year.
Loans originated (2025)
2,551
+7.5% vs 2024Originations
$643.6M
+26.7% vs 2024Average loan
$252,307
157 lendersAverage interest rate
7.17%
Denial rate
28%
Home only share
14%
Loans originated by year in NV
Top manufactured home lenders in NV
Select a column heading to re-rank. Select a lender to analyze it. Originations are inferred as loans times average loan. Showing the 100 largest lenders.
| # | |||||||
|---|---|---|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 323 | $81.1M | $251,161 | 6.61% | 4% | 0% |
| 2 | 21ST MORTGAGE | 237 | $18.3M | $77,194 | 10.76% | 52% | 92% |
| 3 | United Wholesale Mortgage | 219 | $61.6M | $281,256 | 6.15% | 13% | 0% |
| 4 | ROCKET MORTGAGE | 139 | $31.6M | $227,302 | 6.42% | 26% | 0% |
| 5 | CROSSCOUNTRY MORTGAGE, LLC | 96 | $29.5M | $307,083 | 6.45% | 1% | 0% |
| 6 | AMERICA FIRST FEDERAL CREDIT UNION | 73 | $7.6M | $103,904 | 7.29% | 20% | 0% |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 72 | $5.8M | $80,833 | 9.09% | 48% | 100% |
| 8 | American Pacific Mortgage Corporation | 68 | $21.2M | $311,324 | 6.4% | 0% | 0% |
| 9 | Mortgage Research Center | 62 | $19.0M | $307,097 | 6.43% | 15% | 0% |
| 10 | MOVEMENT MORTGAGE, LLC | 59 | $12.2M | $206,864 | 7.05% | 5% | 0% |
| 11 | NEW AMERICAN FUNDING, LLC. | 55 | $11.4M | $207,727 | 6.71% | 9% | 0% |
| 12 | United Federal Credit Union | 50 | $9.5M | $190,000 | 6.67% | 13% | 0% |
| 13 | Premier Mortgage Resources, LLC | 45 | $9.9M | $220,556 | 7% | 1% | 2% |
| 14 | Credit Human Federal Credit Un | 36 | $3.2M | $88,889 | 8.48% | 71% | 89% |
| 15 | ZIONS BANCORPORATION, N.A. | 36 | $3.9M | $106,944 | 6.54% | 46% | 0% |
| 16 | NEWREZ LLC | 35 | $10.5M | $298,714 | 6.23% | 17% | 0% |
| 17 | GUARANTEED RATE, INC. | 34 | $9.3M | $275,000 | 6.81% | 13% | 0% |
| 18 | FREEDOM MORTGAGE CORPORATION | 33 | $7.5M | $226,818 | 6.08% | 13% | 0% |
| 19 | PENNYMAC LOAN SERVICES LLC | 30 | $8.2M | $271,667 | 6.44% | 10% | 0% |
| 20 | GREATER NEVADA MORTGAGE | 26 | $5.4M | $206,154 | 6.48% | 13% | 0% |
| 21 | Equity Prime Mortgage LLC | 26 | $7.7M | $296,538 | 6.55% | 10% | 0% |
| 22 | US BANK, N.A. | 26 | $4.2M | $159,615 | 7.7% | 68% | 0% |
| 23 | loanDepot.com LLC | 26 | $5.1M | $197,692 | 6.74% | 39% | 0% |
| 24 | American Financial Resources LLC | 25 | $7.1M | $284,600 | 6.67% | 3% | 0% |
| 25 | SUMMIT FUNDING.INC | 25 | $6.5M | $261,000 | 6.67% | 10% | 0% |
| 26 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 24 | $6.4M | $267,083 | 6.75% | 0% | 0% |
| 27 | AMERICAN FINANCIAL NETWORK, INC. | 24 | $6.8M | $285,417 | 6.99% | 10% | 0% |
| 28 | FAIRWAY INDEPENDENT MORT CORP | 23 | $5.0M | $215,870 | 6.85% | 0% | 0% |
| 29 | CMG MORTGAGE INC | 21 | $5.3M | $250,238 | 6.47% | 22% | 0% |
| 30 | PANORAMA MORTGAGE GROUP, LLC | 21 | $3.8M | $182,143 | 7.14% | 0% | 0% |
| 31 | Village Capital & Investment | 20 | $6.0M | $298,500 | 6.22% | 14% | 0% |
| 32 | PRIMELENDING | 20 | $5.8M | $289,500 | 6.66% | 9% | 0% |
| 33 | ISERVE RESIDENTIAL LENDING | 18 | $5.2M | $286,667 | 6.79% | 11% | 0% |
| 34 | Carrington Mortgage Services LLC | 18 | $3.8M | $208,889 | 6.83% | 14% | 0% |
| 35 | Mutual of Omaha Mortgage | 16 | $3.9M | $243,125 | 6.34% | 28% | 0% |
| 36 | GENWAY HOME MORTGAGE, INC. | 16 | $570,000 | $35,625 | 9.04% | 30% | 0% |
| 37 | VANDERBILT MORTGAGE AND FINANCE, INC | 15 | $2.1M | $142,333 | 9.95% | 41% | 67% |
| 38 | GENEVA FINANCIAL LLC | 15 | $3.8M | $250,333 | 6.98% | 0% | 0% |
| 39 | SECURITYNATIONAL MORTGAGE COMPANY | 14 | $3.7M | $265,000 | 6.68% | 19% | 0% |
| 40 | CARDINAL FINANCIAL COMPANY, LI | 14 | $4.0M | $284,286 | 6.59% | 16% | 0% |
| 41 | PARAMOUNT RESIDENTIAL MORTGAGE | 14 | $3.6M | $258,571 | 6.48% | 5% | 0% |
| 42 | NATIONS LENDING CORPORATION | 14 | $3.9M | $281,429 | 6.29% | 10% | 0% |
| 43 | CANOPY MORTGAGE, LLC | 13 | $3.1M | $235,769 | 6.58% | 0% | 0% |
| 44 | PLANET HOME LENDING, LLC | 13 | $3.0M | $232,692 | 6.29% | 40% | 0% |
| 45 | Alliant Credit Union | 13 | $1.1M | $88,077 | 8.98% | 21% | 0% |
| 46 | KIAVI FUNDING, INC. | 13 | $2.4M | $187,308 | 10.29% | 12% | 0% |
| 47 | TJC MORTGAGE INC | 12 | $3.5M | $293,333 | 6.62% | 0% | 0% |
| 48 | FINANCE OF AMERICA REVERSE LLC | 12 | $1.7M | $141,667 | 6.32% | 6% | 0% |
| 49 | Navy Federal Credit Union | 10 | $1.8M | $179,000 | 6.9% | 39% | 0% |
| 50 | Click n' Close, Inc. | 10 | $2.0M | $205,000 | 8.27% | 13% | 0% |
| 51 | Gold Star Mortgage Financial Group, Corporation | 10 | $2.4M | $239,000 | 6.32% | 6% | 100% |
| 52 | SUN WEST MORTGAGE COMPANY, INC | 10 | $2.0M | $200,000 | 7.34% | 12% | 0% |
| 53 | Kind Lending, LLC | 10 | $2.8M | $278,000 | 6.77% | 36% | 0% |
| 54 | AMERISAVE MORTGAGE COMPANY | 10 | $1.6M | $162,000 | 6.68% | 74% | 0% |
| 55 | ARK-LA-TEX FINANCIAL SERVICES LLC | 9 | $2.1M | $233,889 | 6.89% | 0% | 0% |
| 56 | RESIDENTIAL WHOLESALE MORTGAGE | 8 | $1.7M | $212,500 | 6.54% | 10% | 100% |
| 57 | MOUNTAIN AMERICA FEDERAL CREDIT UNION | 8 | $1.1M | $138,750 | 6.51% | 59% | 0% |
| 58 | Primary Residential Mortgage, INC. | 7 | $1.9M | $277,857 | 6.79% | 0% | 0% |
| 59 | NOVA Financial & Investment Corporation | 7 | $1.7M | $240,714 | 6.48% | 22% | 0% |
| 60 | THE FEDERAL SAVINGS BANK | 6 | $1.5M | $256,667 | 6.85% | 0% | 0% |
| 61 | GOODLEAP, LLC | 6 | $1.2M | $193,333 | 6.31% | 26% | 0% |
| 62 | SOFI BANK, NATIONAL ASSOCIATION | 5 | $775,000 | $155,000 | 6.47% | 0% | 0% |
| 63 | FIRST NATIONAL BANK OF AMERICA | 5 | $905,000 | $181,000 | 10.85% | 0% | 0% |
| 64 | East West Bank | 5 | $1.1M | $215,000 | 6% | 0% | 0% |
| 65 | Mortgage Solutions of Colorado | 5 | $1.9M | $371,000 | 7.4% | 0% | 20% |
| 66 | South River Mortgage, LLC | 5 | $445,000 | $89,000 | 6.5% | 0% | n/a |
| 67 | CALCON MUTUAL MORTGAGE LLC | 5 | $1.5M | $301,000 | 6.45% | 14% | 0% |
| 68 | Allied Mortgage Group, Inc | 5 | $1.5M | $291,000 | 6.25% | 0% | 0% |
| 69 | Peak Residential Lending Inc | 4 | $920,000 | $230,000 | 6.21% | 0% | 0% |
| 70 | GATEWAY FIRST BANK | 4 | $1.1M | $287,500 | 6.69% | 0% | 0% |
| 71 | AMERICAN FINANCING CORPORATION | 4 | $960,000 | $240,000 | 6.28% | 53% | 0% |
| 72 | GTE FEDERAL CREDIT UNION | 4 | $320,000 | $80,000 | 10.19% | 20% | 0% |
| 73 | PROSPERITY HOME MORTGAGE, LLC | 4 | $1.0M | $255,000 | 5.9% | 18% | 0% |
| 74 | PHH Mortgage Corporation | 4 | $1.1M | $270,000 | 6.15% | 9% | 0% |
| 75 | UNION HOME MORTGAGE CORP. | 4 | $1.1M | $265,000 | 6.38% | 0% | 0% |
| 76 | Plains Commerce Bank | 4 | $1.1M | $285,000 | 6.56% | 0% | 0% |
| 77 | Lakeview Loan Servicing, LLC | 3 | $825,000 | $275,000 | 6.83% | 25% | 0% |
| 78 | Dignified Home Loans LLC | 3 | $835,000 | $278,333 | 6.71% | 0% | 0% |
| 79 | Better Mortgage Corporation | 3 | $1.1M | $355,000 | 6.71% | 0% | 0% |
| 80 | Infinity Equity Group, Inc. | 3 | $855,000 | $285,000 | 7.42% | 25% | 0% |
| 81 | Franklin Loan Corporation | 3 | $1.1M | $355,000 | 6.42% | 0% | 0% |
| 82 | Sierra Pacific Mortgage Co. Inc | 3 | $705,000 | $235,000 | 6.29% | 20% | 0% |
| 83 | Barrington Bank & Trust Company, N.A. | 3 | $525,000 | $175,000 | 6.63% | 0% | 0% |
| 84 | PLAZA HOME MORTGAGE, INC | 3 | $605,000 | $201,667 | 6.46% | 57% | 0% |
| 85 | HIGHTECHLENDING, INC | 3 | $435,000 | $145,000 | 6.25% | 17% | 0% |
| 86 | Intercap Lending Inc | 3 | $565,000 | $188,333 | 6.18% | 0% | 0% |
| 87 | WELLS FARGO BANK NA | 3 | $44.9M | $14,965,000 | 5.48% | 73% | 0% |
| 88 | LONGBRIDGE FINANCIAL, LLC | 3 | $645,000 | $215,000 | 5.67% | 21% | 0% |
| 89 | JMAC Lending, Inc. | 3 | $1.1M | $361,667 | 6.71% | 0% | 0% |
| 90 | THE CENTRAL TRUST BANK | 3 | $1.0M | $348,333 | 6.71% | 0% | 0% |
| 91 | ALAMEDA MORTGAGE CORPORATION | 2 | $610,000 | $305,000 | 6.87% | 0% | 0% |
| 92 | Synergy One Lending, Inc. | 2 | $590,000 | $295,000 | 6.81% | 33% | 0% |
| 93 | A&D MORTGAGE LLC | 2 | $370,000 | $185,000 | 7.75% | 9% | 100% |
| 94 | The Loan Store, Inc | 2 | $510,000 | $255,000 | 6.37% | 0% | 0% |
| 95 | Ladera Lending, Inc. | 2 | $570,000 | $285,000 | 6.5% | 0% | 100% |
| 96 | LEADERONE FINANCIAL CORP. | 2 | $250,000 | $125,000 | 6.88% | 0% | 0% |
| 97 | HomeBridge Financial Services, Inc | 2 | $490,000 | $245,000 | 6.63% | 33% | 0% |
| 98 | ROYAL BUSINESS BANK | 2 | $8.5M | $4,255,000 | 6.25% | 0% | n/a |
| 99 | FIRST COLONY MORTGAGE CORPORAT | 2 | $900,000 | $450,000 | 6.56% | 0% | 0% |
| 100 | LAND HOME FINANCIAL SERVICES, | 2 | $440,000 | $220,000 | 7.44% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public data published by the FFIEC and CFPB, covering loans reported with a manufactured home construction method. The public data is released once a year, so the latest year shown is the most recent full year of filings. Only the largest lenders report quarterly, and those figures are not published by lender. HMDA covers lenders above reporting thresholds, so very small lenders may be missing. Average rate is across loans that reported a rate. Denial rate is denied applications divided by all applications. Home only loans are secured by the home without the land, which is typical in land lease communities. This is informational, not a recommendation of any lender.