Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ISERVE RESIDENTIAL LENDING
ISERVE RESIDENTIAL LENDING
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
43
-12.2% vs 2024Originations
$11.2M
Loans x average loanAverage loan
$260,349
Average interest rate
6.77%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 62 | 43 | $11.2M | $260,349 | 6.77% | 11% | 0% |
| 2024 | 67 | 49 | $12.5M | $255,612 | 6.8% | 9% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NV | 18 | $5.2M | $286,667 | 6.79% | 11% | 0% |
| TN | 12 | $2.3M | $188,333 | 6.7% | 19% | 0% |
| OR | 4 | $1.4M | $342,500 | 6.75% | 17% | 0% |
| NC | 3 | $485,000 | $161,667 | 6.92% | 0% | 0% |
| FL | 2 | $470,000 | $235,000 | 6.69% | 0% | 0% |
| GA | 2 | $550,000 | $275,000 | 6.75% | 0% | 0% |
| VA | 1 | $195,000 | $195,000 | 7.25% | 0% | 0% |
| CA | 1 | $705,000 | $705,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.