Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Intercap Lending Inc
Intercap Lending Inc
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
85
+73.5% vs 2024Originations
$20.9M
Loans x average loanAverage loan
$245,588
Average interest rate
6.64%
Denial rate
1%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 106 | 85 | $20.9M | $245,588 | 6.64% | 1% | 0% |
| 2024 | 69 | 49 | $14.1M | $286,837 | 6.75% | 3% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| UT | 59 | $13.5M | $228,220 | 6.71% | 1% | 0% |
| AZ | 7 | $2.0M | $287,857 | 6.82% | 0% | 0% |
| CA | 6 | $1.9M | $321,667 | 5.6% | 0% | 0% |
| ID | 5 | $1.4M | $277,000 | 6.8% | 0% | 0% |
| NV | 3 | $565,000 | $188,333 | 6.18% | 0% | 0% |
| WA | 2 | $790,000 | $395,000 | 6.99% | 0% | 0% |
| WY | 2 | $430,000 | $215,000 | 6.75% | 0% | 0% |
| CO | 1 | $295,000 | $295,000 | 6.88% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.