Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › JMAC Lending, Inc.
JMAC Lending, Inc.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
77
+266.7% vs 2024Originations
$20.1M
Loans x average loanAverage loan
$260,714
Average interest rate
6.69%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 118 | 77 | $20.1M | $260,714 | 6.69% | 4% | 0% |
| 2024 | 42 | 21 | $5.0M | $236,905 | 6.43% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 18 | $5.8M | $321,667 | 6.83% | 7% | 0% |
| FL | 14 | $3.2M | $230,714 | 6.71% | 5% | 0% |
| MI | 7 | $1.3M | $192,143 | 6.75% | 0% | 0% |
| SC | 7 | $865,000 | $123,571 | 7.25% | 8% | 0% |
| AZ | 6 | $1.7M | $290,000 | 6.38% | 0% | 0% |
| WI | 4 | $600,000 | $150,000 | 6.97% | 0% | 0% |
| WA | 4 | $2.0M | $502,500 | 6.22% | 20% | 0% |
| UT | 3 | $755,000 | $251,667 | 6.5% | 0% | 0% |
| NV | 3 | $1.1M | $361,667 | 6.71% | 0% | 0% |
| TN | 3 | $615,000 | $205,000 | 6.38% | 0% | 0% |
| OR | 3 | $935,000 | $311,667 | 6.42% | 0% | 0% |
| TX | 2 | $460,000 | $230,000 | 6.19% | 0% | 0% |
| CO | 2 | $420,000 | $210,000 | 6.31% | 0% | 0% |
| IN | 1 | $225,000 | $225,000 | 7.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.