Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GENWAY HOME MORTGAGE, INC.
GENWAY HOME MORTGAGE, INC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
525
+26150.0% vs 2024Originations
$36.4M
Loans x average loanAverage loan
$69,362
Average interest rate
8.35%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 1,117 | 525 | $36.4M | $69,362 | 8.35% | 25% | 0% |
| 2024 | 6 | 2 | $890,000 | $445,000 | 6.13% | 33% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 100 | $5.2M | $52,400 | 8.19% | 19% | 0% |
| CA | 71 | $9.1M | $128,521 | 7.78% | 19% | 0% |
| FL | 68 | $3.3M | $48,088 | 8.43% | 28% | 0% |
| AZ | 42 | $2.6M | $62,619 | 7.96% | 23% | 0% |
| GA | 31 | $2.1M | $68,226 | 8.59% | 28% | 0% |
| WA | 30 | $5.5M | $183,333 | 7.91% | 32% | 0% |
| NC | 25 | $1.1M | $45,000 | 8.55% | 14% | 0% |
| NV | 16 | $570,000 | $35,625 | 9.04% | 30% | 0% |
| OR | 14 | $2.3M | $161,429 | 7.69% | 17% | 0% |
| SC | 11 | $245,000 | $22,273 | 9.34% | 30% | 0% |
| IN | 11 | $335,000 | $30,455 | 8.5% | 25% | 0% |
| LA | 10 | $930,000 | $93,000 | 7.85% | 44% | 0% |
| TN | 10 | $830,000 | $83,000 | 8.23% | 14% | 0% |
| VA | 10 | $260,000 | $26,000 | 8.93% | 28% | 0% |
| AL | 9 | $555,000 | $61,667 | 8.02% | 43% | 0% |
| MI | 9 | $275,000 | $30,556 | 9.34% | 48% | 0% |
| CO | 8 | $490,000 | $61,250 | 7.75% | 0% | 0% |
| MD | 6 | $280,000 | $46,667 | 7.67% | 36% | 0% |
| IL | 6 | $50,000 | $8,333 | 9.75% | 32% | 0% |
| KS | 5 | $35,000 | $7,000 | 8.75% | 14% | 0% |
| UT | 4 | $30,000 | $7,500 | 8.88% | 0% | 0% |
| KY | 4 | $30,000 | $7,500 | 8.25% | 25% | 0% |
| PA | 4 | $30,000 | $7,500 | 8.99% | 25% | 0% |
| MS | 4 | $20,000 | $5,000 | 8.83% | 0% | 0% |
| MN | 3 | $35,000 | $11,667 | 9.25% | 33% | 0% |
| OK | 3 | $25,000 | $8,333 | 9.58% | 38% | 0% |
| WI | 2 | $10,000 | $5,000 | 9.69% | 0% | 0% |
| MO | 2 | $10,000 | $5,000 | 9.63% | 40% | 0% |
| NM | 2 | $30,000 | $15,000 | 9.13% | 43% | 0% |
| OH | 1 | $15,000 | $15,000 | 10.13% | 42% | 0% |
| NJ | 1 | $35,000 | $35,000 | 8.88% | 50% | 0% |
| IA | 1 | $5,000 | $5,000 | n/a | 0% | 0% |
| CT | 1 | $15,000 | $15,000 | 9.75% | 0% | 0% |
| AR | 1 | $5,000 | $5,000 | 9.63% | 56% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.