Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › LEADERONE FINANCIAL CORP.
LEADERONE FINANCIAL CORP.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
193
+43.0% vs 2024Originations
$41.1M
Loans x average loanAverage loan
$212,876
Average interest rate
6.8%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 295 | 193 | $41.1M | $212,876 | 6.8% | 14% | 0% |
| 2024 | 203 | 135 | $27.2M | $201,148 | 6.96% | 14% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 51 | $9.3M | $183,039 | 6.77% | 17% | 0% |
| MO | 28 | $6.0M | $213,571 | 6.6% | 9% | 0% |
| WA | 21 | $7.3M | $346,429 | 6.77% | 12% | 0% |
| AL | 16 | $2.6M | $164,375 | 7.15% | 15% | 0% |
| IN | 12 | $2.3M | $187,500 | 7.06% | 13% | 0% |
| TX | 11 | $3.0M | $269,545 | 6.93% | 19% | 0% |
| ME | 11 | $2.1M | $189,545 | 7.1% | 18% | 0% |
| TN | 8 | $1.7M | $213,750 | 6.84% | 29% | 0% |
| KY | 7 | $855,000 | $122,143 | 6.09% | 0% | 0% |
| KS | 7 | $1.8M | $250,714 | 6.58% | 11% | 0% |
| GA | 5 | $975,000 | $195,000 | 7.07% | 16% | 0% |
| AR | 3 | $695,000 | $231,667 | 6.37% | 0% | 0% |
| MI | 2 | $350,000 | $175,000 | 6.38% | 25% | 0% |
| NV | 2 | $250,000 | $125,000 | 6.88% | 0% | 0% |
| CA | 2 | $330,000 | $165,000 | 6.88% | 0% | 0% |
| CO | 2 | $770,000 | $385,000 | 6.88% | 0% | 0% |
| WI | 2 | $300,000 | $150,000 | 7.06% | 0% | 0% |
| OR | 1 | $365,000 | $365,000 | 6.5% | 50% | 0% |
| IL | 1 | $155,000 | $155,000 | 5.75% | 25% | 0% |
| AZ | 1 | $55,000 | $55,000 | 7.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.