Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Premier Mortgage Resources, LLC
Premier Mortgage Resources, LLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
380
+84.5% vs 2024Originations
$80.8M
Loans x average loanAverage loan
$212,526
Average interest rate
6.88%
Denial rate
3%
Home only share
1%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 561 | 380 | $80.8M | $212,526 | 6.88% | 3% | 1% |
| 2024 | 325 | 206 | $46.2M | $224,320 | 6.99% | 5% | 1% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ID | 69 | $16.4M | $237,609 | 6.76% | 6% | 0% |
| WA | 61 | $17.0M | $278,770 | 6.72% | 1% | 0% |
| NV | 45 | $9.9M | $220,556 | 7% | 1% | 2% |
| GA | 40 | $6.9M | $172,750 | 7.16% | 5% | 3% |
| CA | 23 | $5.0M | $219,348 | 6.56% | 0% | 0% |
| UT | 21 | $4.5M | $215,476 | 6.96% | 0% | 0% |
| OR | 13 | $3.8M | $288,846 | 6.73% | 5% | 0% |
| AL | 12 | $1.6M | $137,500 | 6.74% | 0% | 0% |
| SC | 12 | $1.8M | $151,667 | 7.35% | 0% | 0% |
| TX | 12 | $2.1M | $175,833 | 6.81% | 6% | 0% |
| MS | 11 | $1.4M | $125,000 | 5.68% | 5% | 0% |
| TN | 9 | $1.3M | $149,444 | 7.65% | 0% | 0% |
| IL | 8 | $1.1M | $131,250 | 7.37% | 7% | 0% |
| AZ | 6 | $1.6M | $271,667 | 6.5% | 0% | 0% |
| IN | 6 | $700,000 | $116,667 | 7.78% | 0% | 0% |
| MT | 5 | $1.3M | $261,000 | 6.92% | 0% | 0% |
| VA | 5 | $565,000 | $113,000 | 7.48% | 0% | 0% |
| FL | 4 | $660,000 | $165,000 | 7.53% | 0% | 0% |
| NC | 4 | $530,000 | $132,500 | 7.28% | 0% | 0% |
| CO | 3 | $535,000 | $178,333 | 6.06% | 0% | 0% |
| AR | 3 | $315,000 | $105,000 | 6.04% | 25% | 0% |
| MO | 3 | $835,000 | $278,333 | 6.83% | 0% | 0% |
| MN | 2 | $490,000 | $245,000 | 6.88% | 0% | 0% |
| MI | 2 | $100,000 | $50,000 | 8% | 0% | 0% |
| KY | 1 | $185,000 | $185,000 | 6.49% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.