Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Click n' Close, Inc.
Click n' Close, Inc.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
450
+3.0% vs 2024Originations
$81.4M
Loans x average loanAverage loan
$180,800
Average interest rate
7.43%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 788 | 450 | $81.4M | $180,800 | 7.43% | 9% | 0% |
| 2024 | 808 | 437 | $74.4M | $170,172 | 7.65% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 50 | $6.5M | $130,800 | 7.37% | 3% | 0% |
| FL | 49 | $8.0M | $162,551 | 8.07% | 13% | 0% |
| AZ | 48 | $8.6M | $179,792 | 7.65% | 11% | 0% |
| WA | 42 | $11.6M | $275,952 | 7.43% | 2% | 0% |
| TX | 29 | $5.7M | $196,379 | 7.77% | 14% | 0% |
| NM | 23 | $3.8M | $166,739 | 7.14% | 12% | 0% |
| TN | 23 | $4.0M | $174,130 | 7.36% | 11% | 0% |
| OK | 21 | $3.6M | $169,762 | 6.42% | 0% | 0% |
| MO | 18 | $3.1M | $173,333 | 7.48% | 0% | 0% |
| AR | 18 | $3.1M | $174,444 | 6.58% | 3% | 0% |
| SC | 16 | $2.6M | $161,875 | 8.02% | 0% | 0% |
| GA | 14 | $2.1M | $148,571 | 7.55% | 18% | 0% |
| OH | 13 | $1.4M | $110,385 | 8.42% | 5% | 0% |
| NV | 10 | $2.0M | $205,000 | 8.27% | 13% | 0% |
| LA | 10 | $1.4M | $135,000 | 7.14% | 23% | 0% |
| CA | 9 | $3.0M | $329,444 | 6.39% | 11% | 0% |
| OR | 7 | $1.6M | $223,571 | 6.63% | 0% | 0% |
| IN | 6 | $740,000 | $123,333 | 7.53% | 0% | 0% |
| MI | 6 | $1.0M | $166,667 | 7.12% | 0% | 0% |
| KS | 5 | $785,000 | $157,000 | 6.97% | 0% | 0% |
| KY | 5 | $585,000 | $117,000 | 8.45% | 0% | 0% |
| MT | 4 | $1.2M | $305,000 | 7.19% | 0% | 0% |
| AL | 4 | $760,000 | $190,000 | 7.84% | 0% | 0% |
| MD | 3 | $675,000 | $225,000 | 6.94% | 0% | 0% |
| MN | 3 | $465,000 | $155,000 | 6.54% | 0% | 0% |
| ID | 3 | $745,000 | $248,333 | 6.13% | 14% | 0% |
| CO | 3 | $775,000 | $258,333 | 6.33% | 0% | 0% |
| WY | 2 | $270,000 | $135,000 | 6.75% | 0% | 0% |
| NY | 2 | $420,000 | $210,000 | 6% | 0% | 0% |
| PA | 1 | $215,000 | $215,000 | 8.25% | 0% | 0% |
| NE | 1 | $295,000 | $295,000 | 6.25% | 0% | 0% |
| ND | 1 | $65,000 | $65,000 | 5.25% | 0% | 0% |
| MS | 1 | $225,000 | $225,000 | 6.63% | 67% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.