Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PLANET HOME LENDING, LLC
PLANET HOME LENDING, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
877
+71.6% vs 2024Originations
$183.3M
Loans x average loanAverage loan
$209,036
Average interest rate
6.54%
Denial rate
17%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 1,166 | 877 | $183.3M | $209,036 | 6.54% | 17% | 0% |
| 2024 | 692 | 511 | $103.4M | $202,378 | 7.06% | 23% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 324 | $70.1M | $216,265 | 6.43% | 8% | 0% |
| FL | 85 | $17.8M | $209,706 | 6.48% | 29% | 0% |
| NC | 46 | $8.5M | $184,565 | 6.6% | 26% | 0% |
| TX | 43 | $9.3M | $215,233 | 6.73% | 17% | 0% |
| LA | 36 | $4.6M | $127,778 | 7.34% | 14% | 0% |
| MS | 29 | $4.7M | $160,517 | 6.4% | 13% | 0% |
| WA | 28 | $7.6M | $272,143 | 6.92% | 18% | 0% |
| CA | 25 | $8.2M | $327,000 | 6.51% | 26% | 0% |
| AZ | 24 | $5.0M | $207,917 | 6.11% | 24% | 0% |
| TN | 21 | $4.8M | $227,857 | 6.4% | 19% | 0% |
| AL | 19 | $3.5M | $182,368 | 6.74% | 18% | 0% |
| OH | 18 | $3.7M | $206,111 | 6.19% | 25% | 0% |
| SC | 17 | $3.7M | $216,176 | 6.5% | 17% | 0% |
| IN | 16 | $2.3M | $143,125 | 6.74% | 0% | 0% |
| MO | 15 | $2.5M | $165,000 | 6.76% | 29% | 0% |
| KY | 15 | $2.6M | $173,000 | 6.62% | 17% | 0% |
| ID | 14 | $3.7M | $265,000 | 6.56% | 11% | 0% |
| NV | 13 | $3.0M | $232,692 | 6.29% | 40% | 0% |
| VA | 11 | $2.1M | $192,273 | 6.45% | 8% | 0% |
| OK | 8 | $1.6M | $195,000 | 6.37% | 18% | 0% |
| CO | 7 | $1.7M | $236,429 | 6.51% | 18% | 0% |
| NM | 6 | $1.3M | $223,333 | 5.96% | 0% | 0% |
| MI | 6 | $830,000 | $138,333 | 6.23% | 33% | 0% |
| OR | 5 | $1.3M | $257,000 | 6.82% | 58% | 0% |
| IL | 5 | $895,000 | $179,000 | 6.67% | 17% | 0% |
| AR | 4 | $350,000 | $87,500 | 7.63% | 25% | 0% |
| MN | 4 | $850,000 | $212,500 | 6.25% | 17% | 0% |
| PA | 4 | $650,000 | $162,500 | 6.38% | 20% | 0% |
| KS | 4 | $860,000 | $215,000 | 6.28% | 43% | 0% |
| WY | 3 | $315,000 | $105,000 | 8.71% | 0% | 0% |
| MT | 3 | $1.1M | $358,333 | 7.21% | 0% | 0% |
| NY | 3 | $715,000 | $238,333 | 6.29% | 33% | 0% |
| UT | 3 | $1.0M | $338,333 | 7.46% | 0% | 0% |
| WI | 2 | $140,000 | $70,000 | 7.5% | 33% | 0% |
| WV | 2 | $420,000 | $210,000 | 6.31% | 33% | 0% |
| SD | 2 | $160,000 | $80,000 | 8.94% | 33% | 0% |
| MD | 2 | $430,000 | $215,000 | 6.25% | 0% | 0% |
| DE | 2 | $500,000 | $250,000 | 5.75% | 0% | 0% |
| IA | 1 | $205,000 | $205,000 | 6.25% | 0% | 0% |
| ND | 1 | $265,000 | $265,000 | 6% | 50% | 0% |
| NE | 1 | $285,000 | $285,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.