Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Mutual of Omaha Mortgage
Mutual of Omaha Mortgage
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
512
+30.3% vs 2024Originations
$92.0M
Loans x average loanAverage loan
$179,727
Average interest rate
6.55%
Denial rate
27%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 1,182 | 512 | $92.0M | $179,727 | 6.55% | 27% | 0% |
| 2024 | 873 | 393 | $65.2M | $165,967 | 7.01% | 31% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 51 | $12.8M | $250,882 | 6.36% | 21% | 0% |
| TN | 46 | $6.6M | $143,478 | 6.89% | 23% | 0% |
| NC | 44 | $5.8M | $132,273 | 6.48% | 26% | 0% |
| AZ | 40 | $7.5M | $188,750 | 6.5% | 24% | 0% |
| GA | 36 | $4.6M | $126,944 | 7.13% | 13% | 0% |
| OR | 31 | $8.7M | $281,129 | 6.39% | 28% | 0% |
| FL | 27 | $3.5M | $129,074 | 6.45% | 25% | 0% |
| CA | 24 | $5.6M | $232,083 | 6.16% | 38% | 0% |
| SC | 22 | $4.1M | $185,909 | 6.6% | 26% | 0% |
| MI | 21 | $3.2M | $152,143 | 6.39% | 25% | 0% |
| ID | 16 | $3.1M | $193,750 | 6.25% | 12% | 0% |
| NV | 16 | $3.9M | $243,125 | 6.34% | 28% | 0% |
| VA | 14 | $2.1M | $147,857 | 6.52% | 26% | 0% |
| OH | 12 | $1.3M | $108,333 | 6.91% | 28% | 0% |
| PA | 11 | $1.3M | $121,364 | 6.98% | 13% | 0% |
| TX | 11 | $1.4M | $127,727 | 6.34% | 45% | 9% |
| CO | 11 | $2.9M | $263,182 | 6.48% | 26% | 0% |
| KY | 10 | $1.6M | $157,000 | 6.96% | 42% | 0% |
| IN | 9 | $1.5M | $162,778 | 6.43% | 22% | 0% |
| NM | 8 | $1.3M | $161,250 | 6.78% | 45% | 0% |
| MO | 7 | $1.0M | $146,429 | 6.14% | 39% | 0% |
| WI | 5 | $855,000 | $171,000 | 6.48% | 52% | 0% |
| WY | 5 | $995,000 | $199,000 | 6.75% | 30% | 0% |
| OK | 4 | $550,000 | $137,500 | 6.87% | 30% | 0% |
| AR | 4 | $1.2M | $300,000 | 6.69% | 13% | 0% |
| ME | 4 | $680,000 | $170,000 | 6.97% | 20% | 0% |
| MT | 4 | $690,000 | $172,500 | 6.31% | 42% | 0% |
| UT | 3 | $415,000 | $138,333 | 6% | 29% | 0% |
| MS | 2 | $140,000 | $70,000 | 6.13% | 22% | 0% |
| IL | 2 | $190,000 | $95,000 | 6.18% | 50% | 0% |
| MD | 2 | $360,000 | $180,000 | 5.88% | 25% | 0% |
| MN | 2 | $630,000 | $315,000 | 6.56% | 20% | 0% |
| SD | 1 | $355,000 | $355,000 | 5.88% | 0% | 0% |
| ND | 1 | $285,000 | $285,000 | 6.75% | 0% | 0% |
| AL | 1 | $125,000 | $125,000 | 6.5% | 57% | 0% |
| LA | 1 | $45,000 | $45,000 | 6.5% | 36% | 0% |
| VT | 1 | $265,000 | $265,000 | 6.63% | 0% | 0% |
| KS | 1 | $115,000 | $115,000 | 6.99% | 0% | 0% |
| IA | 1 | $75,000 | $75,000 | 7.38% | 50% | 0% |
| DE | 1 | $315,000 | $315,000 | 6.63% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.