Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GENEVA FINANCIAL LLC
GENEVA FINANCIAL LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
239
-10.8% vs 2024Originations
$48.2M
Loans x average loanAverage loan
$201,527
Average interest rate
6.94%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 349 | 239 | $48.2M | $201,527 | 6.94% | 4% | 0% |
| 2024 | 422 | 268 | $50.3M | $187,836 | 6.97% | 4% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 50 | $10.6M | $212,200 | 7.09% | 9% | 0% |
| FL | 36 | $7.6M | $211,111 | 7.02% | 4% | 0% |
| TX | 17 | $4.1M | $242,059 | 6.89% | 0% | 0% |
| NM | 17 | $3.1M | $182,059 | 7.36% | 0% | 0% |
| IN | 17 | $2.8M | $163,235 | 6.81% | 11% | 0% |
| NV | 15 | $3.8M | $250,333 | 6.98% | 0% | 0% |
| MO | 12 | $1.9M | $161,667 | 7.03% | 0% | 0% |
| SC | 10 | $2.3M | $230,000 | 6.68% | 0% | 0% |
| OK | 10 | $1.9M | $191,000 | 6.79% | 0% | 0% |
| WA | 9 | $1.8M | $202,778 | 6.83% | 13% | 0% |
| GA | 8 | $1.4M | $176,250 | 6.61% | 0% | 0% |
| KS | 5 | $1.2M | $245,000 | 6.68% | 0% | 0% |
| MS | 4 | $520,000 | $130,000 | 6.56% | 20% | 0% |
| LA | 4 | $450,000 | $112,500 | 7% | 0% | 0% |
| MI | 4 | $450,000 | $112,500 | 6.75% | 0% | 0% |
| WY | 3 | $445,000 | $148,333 | 6.19% | 0% | 0% |
| KY | 3 | $345,000 | $115,000 | 5.54% | 0% | 0% |
| OH | 3 | $645,000 | $215,000 | 7.08% | 0% | 0% |
| AR | 3 | $635,000 | $211,667 | 7.29% | 0% | 0% |
| ID | 2 | $370,000 | $185,000 | 6.88% | 0% | 0% |
| OR | 1 | $275,000 | $275,000 | 7% | 0% | 0% |
| IL | 1 | $255,000 | $255,000 | 6.63% | 0% | 0% |
| TN | 1 | $175,000 | $175,000 | 7.25% | 0% | 0% |
| VT | 1 | $235,000 | $235,000 | 6.88% | 0% | 0% |
| NH | 1 | $235,000 | $235,000 | 6.63% | 0% | 0% |
| ME | 1 | $275,000 | $275,000 | 6.75% | 0% | 0% |
| CA | 1 | $295,000 | $295,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.