Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › EAST WEST BANK
EAST WEST BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
+100.0% vs 2024Originations
$6.2M
Loans x average loanAverage loan
$343,333
Average interest rate
5.97%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 27 | 18 | $6.2M | $343,333 | 5.97% | 11% | 0% |
| 2024 | 11 | 9 | $3.7M | $416,111 | 6.54% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 8 | $3.8M | $470,000 | 6% | 8% | 0% |
| NV | 5 | $1.1M | $215,000 | 6% | 0% | 0% |
| CA | 4 | $1.2M | $305,000 | 5.84% | 25% | 0% |
| TX | 1 | $125,000 | $125,000 | 6% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.