Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SECURITYNATIONAL MORTGAGE COMPANY
SECURITYNATIONAL MORTGAGE COMPANY
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
163
+10.9% vs 2024Originations
$38.0M
Loans x average loanAverage loan
$233,405
Average interest rate
7.02%
Denial rate
15%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 280 | 163 | $38.0M | $233,405 | 7.02% | 15% | 0% |
| 2024 | 265 | 147 | $32.1M | $218,265 | 7.14% | 11% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 36 | $8.3M | $230,000 | 7.6% | 16% | 0% |
| UT | 31 | $7.8M | $252,097 | 6.9% | 9% | 0% |
| TX | 24 | $5.2M | $216,667 | 6.7% | 13% | 0% |
| NV | 14 | $3.7M | $265,000 | 6.68% | 19% | 0% |
| FL | 11 | $1.5M | $134,091 | 7.01% | 19% | 0% |
| WA | 11 | $3.5M | $321,364 | 6.64% | 13% | 0% |
| CA | 5 | $825,000 | $165,000 | 6.67% | 20% | 0% |
| ID | 5 | $1.4M | $271,000 | 6.68% | 0% | 0% |
| LA | 4 | $680,000 | $170,000 | 6.98% | 0% | 0% |
| MT | 4 | $1.3M | $320,000 | 6.75% | 33% | 0% |
| CO | 3 | $805,000 | $268,333 | 7% | 0% | 0% |
| WY | 3 | $825,000 | $275,000 | 7.41% | 0% | 0% |
| GA | 3 | $585,000 | $195,000 | 7.08% | 17% | 0% |
| NJ | 2 | $280,000 | $140,000 | 8.31% | 0% | 0% |
| MO | 1 | $215,000 | $215,000 | 8.13% | 33% | n/a |
| KS | 1 | $155,000 | $155,000 | 9.38% | 50% | 0% |
| KY | 1 | $95,000 | $95,000 | 6.63% | 33% | 0% |
| AL | 1 | $145,000 | $145,000 | 6.5% | 0% | 0% |
| NC | 1 | $185,000 | $185,000 | 6.75% | 0% | n/a |
| TN | 1 | $365,000 | $365,000 | 6.63% | 0% | 0% |
| WI | 1 | $235,000 | $235,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.