Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PROSPERITY HOME MORTGAGE, LLC
PROSPERITY HOME MORTGAGE, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
200
+0.5% vs 2024Originations
$42.2M
Loans x average loanAverage loan
$210,900
Average interest rate
6.63%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 355 | 200 | $42.2M | $210,900 | 6.63% | 21% | 0% |
| 2024 | 323 | 199 | $40.5M | $203,492 | 6.76% | 17% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 34 | $6.7M | $197,353 | 6.66% | 21% | 0% |
| AZ | 25 | $6.0M | $241,400 | 6.52% | 21% | 0% |
| VA | 21 | $4.5M | $216,429 | 6.76% | 3% | 0% |
| KY | 19 | $2.7M | $142,895 | 5.82% | 24% | 0% |
| MI | 13 | $2.4M | $187,308 | 6.83% | 17% | 0% |
| IN | 11 | $1.9M | $175,909 | 6.76% | 6% | 0% |
| MN | 11 | $2.0M | $185,000 | 6.85% | 8% | 0% |
| GA | 7 | $1.5M | $216,429 | 6.73% | 27% | 0% |
| OR | 6 | $2.0M | $326,667 | 6.38% | 11% | 0% |
| AL | 6 | $1.1M | $178,333 | 6.75% | 44% | 0% |
| TX | 5 | $905,000 | $181,000 | 7.17% | 13% | 0% |
| FL | 5 | $1.1M | $213,000 | 6.6% | 23% | 0% |
| PA | 4 | $800,000 | $200,000 | 7% | 44% | 0% |
| NV | 4 | $1.0M | $255,000 | 5.9% | 18% | 0% |
| TN | 4 | $1.1M | $262,500 | 6.53% | 17% | 0% |
| WI | 3 | $505,000 | $168,333 | 7.21% | 33% | 0% |
| CA | 3 | $1.1M | $351,667 | 7.25% | 29% | 0% |
| DE | 3 | $805,000 | $268,333 | 6.58% | 20% | 0% |
| MD | 3 | $635,000 | $211,667 | 7.79% | 57% | 0% |
| MO | 3 | $805,000 | $268,333 | 7% | 25% | 0% |
| SC | 3 | $845,000 | $281,667 | 6.96% | 0% | 0% |
| MT | 2 | $620,000 | $310,000 | 6.31% | 0% | 0% |
| AR | 1 | $195,000 | $195,000 | 6.25% | 50% | 0% |
| NM | 1 | $105,000 | $105,000 | 6.63% | 33% | 0% |
| NE | 1 | $165,000 | $165,000 | 6.63% | 67% | 0% |
| WA | 1 | $425,000 | $425,000 | 7.63% | 25% | 0% |
| NY | 1 | $225,000 | $225,000 | 7% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.