Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › LONGBRIDGE FINANCIAL, LLC
LONGBRIDGE FINANCIAL, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
122
+16.2% vs 2024Originations
$16.5M
Loans x average loanAverage loan
$135,492
Average interest rate
6.07%
Denial rate
16%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 280 | 122 | $16.5M | $135,492 | 6.07% | 16% | 0% |
| 2024 | 210 | 105 | $14.5M | $137,952 | 7.02% | 20% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 20 | $3.6M | $182,000 | 6.05% | 7% | 0% |
| AZ | 19 | $2.2M | $115,526 | 5.95% | 15% | 0% |
| OR | 10 | $1.4M | $141,000 | 6.04% | 5% | 0% |
| FL | 9 | $825,000 | $91,667 | 6.25% | 9% | 0% |
| WA | 8 | $1.3M | $167,500 | 6.2% | 39% | 0% |
| NC | 8 | $770,000 | $96,250 | 6.14% | 15% | 0% |
| TN | 6 | $540,000 | $90,000 | 6.18% | 7% | 0% |
| OH | 5 | $845,000 | $169,000 | 6.13% | 30% | 0% |
| UT | 5 | $1.1M | $217,000 | 5.88% | 0% | 0% |
| TX | 3 | $265,000 | $88,333 | 6.04% | 25% | 0% |
| SC | 3 | $345,000 | $115,000 | 6.04% | 0% | 0% |
| ID | 3 | $605,000 | $201,667 | 5.63% | 25% | 0% |
| NV | 3 | $645,000 | $215,000 | 5.67% | 21% | 0% |
| AL | 2 | $150,000 | $75,000 | 6% | 14% | 0% |
| CO | 2 | $280,000 | $140,000 | 6.44% | 0% | 0% |
| PA | 2 | $120,000 | $60,000 | 6.39% | 0% | 0% |
| NM | 1 | $155,000 | $155,000 | 6.25% | 0% | 0% |
| MO | 1 | $95,000 | $95,000 | 5.88% | 0% | 0% |
| NY | 1 | $125,000 | $125,000 | 6.13% | 50% | 0% |
| MI | 1 | $75,000 | $75,000 | 6.13% | 0% | 0% |
| MA | 1 | $155,000 | $155,000 | 6.92% | 0% | 0% |
| WY | 1 | $135,000 | $135,000 | 5.88% | 0% | 0% |
| KY | 1 | $155,000 | $155,000 | 6% | 25% | 0% |
| IN | 1 | $75,000 | $75,000 | 6% | 0% | 0% |
| IL | 1 | $45,000 | $45,000 | 6.38% | 0% | 0% |
| GA | 1 | $75,000 | $75,000 | 6% | 25% | 0% |
| VA | 1 | $105,000 | $105,000 | 6.13% | 33% | 0% |
| DE | 1 | $85,000 | $85,000 | 6.13% | 0% | 0% |
| WI | 1 | $75,000 | $75,000 | 6.13% | 0% | 0% |
| MT | 1 | $115,000 | $115,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.