Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ARK-LA-TEX FINANCIAL SERVICES LLC
ARK-LA-TEX FINANCIAL SERVICES LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
296
+40.3% vs 2024Originations
$59.3M
Loans x average loanAverage loan
$200,372
Average interest rate
6.65%
Denial rate
5%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 440 | 296 | $59.3M | $200,372 | 6.65% | 5% | 0% |
| 2024 | 314 | 211 | $46.1M | $218,365 | 6.82% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 68 | $12.7M | $186,618 | 6.63% | 1% | 0% |
| TN | 29 | $5.7M | $195,690 | 6.62% | 3% | 0% |
| SC | 25 | $3.8M | $153,400 | 6.9% | 0% | 0% |
| TX | 22 | $4.6M | $207,273 | 6.69% | 3% | 0% |
| AZ | 19 | $5.1M | $268,684 | 6.86% | 14% | 0% |
| KY | 13 | $2.3M | $178,077 | 6.63% | 22% | 0% |
| CA | 13 | $3.2M | $245,769 | 5.08% | 9% | 0% |
| ID | 13 | $2.9M | $226,538 | 6.7% | 0% | 0% |
| ND | 10 | $2.7M | $266,000 | 6.62% | 6% | 0% |
| LA | 10 | $1.8M | $177,000 | 6.95% | 6% | 0% |
| MI | 9 | $1.5M | $168,333 | 6.79% | 0% | 0% |
| NV | 9 | $2.1M | $233,889 | 6.89% | 0% | 0% |
| FL | 8 | $1.4M | $175,000 | 6.75% | 8% | 0% |
| NC | 7 | $1.4M | $195,000 | 6.62% | 0% | 0% |
| AL | 7 | $1.1M | $160,714 | 7.21% | 0% | 0% |
| IA | 6 | $940,000 | $156,667 | 6.75% | 0% | 0% |
| UT | 4 | $1.2M | $307,500 | 6.59% | 0% | 0% |
| GA | 4 | $810,000 | $202,500 | 6.72% | 0% | 0% |
| IL | 3 | $545,000 | $181,667 | 6.29% | 0% | 0% |
| OH | 3 | $535,000 | $178,333 | 7.16% | 20% | 0% |
| WI | 2 | $390,000 | $195,000 | 6.5% | 33% | 0% |
| AR | 2 | $190,000 | $95,000 | 6.25% | 0% | 0% |
| KS | 2 | $460,000 | $230,000 | 6.62% | 33% | 0% |
| MS | 2 | $320,000 | $160,000 | 6.56% | 0% | 0% |
| VT | 2 | $550,000 | $275,000 | 6.81% | 0% | 0% |
| OR | 1 | $445,000 | $445,000 | 6.99% | 0% | 0% |
| VA | 1 | $285,000 | $285,000 | 6.88% | 0% | 0% |
| NE | 1 | $195,000 | $195,000 | 5.75% | 0% | 0% |
| PA | 1 | $155,000 | $155,000 | 7.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.