Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AMERISAVE MORTGAGE COMPANY
AMERISAVE MORTGAGE COMPANY
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
687
+78.9% vs 2024Originations
$105.5M
Loans x average loanAverage loan
$153,588
Average interest rate
6.63%
Denial rate
71%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3,675 | 687 | $105.5M | $153,588 | 6.63% | 71% | 0% |
| 2024 | 2,360 | 384 | $62.4M | $162,396 | 6.16% | 70% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 76 | $10.2M | $134,605 | 6.4% | 70% | 0% |
| FL | 63 | $9.4M | $149,444 | 6.56% | 72% | 0% |
| TN | 59 | $10.0M | $169,576 | 6.28% | 59% | 0% |
| GA | 41 | $5.6M | $136,463 | 6.97% | 67% | 0% |
| AZ | 31 | $5.4M | $173,065 | 6.59% | 68% | 0% |
| SC | 29 | $3.9M | $133,621 | 6.82% | 72% | 0% |
| OR | 28 | $6.8M | $243,929 | 6.39% | 65% | 0% |
| MI | 26 | $3.5M | $132,692 | 6.54% | 60% | 0% |
| VA | 25 | $4.0M | $158,200 | 6.42% | 57% | 0% |
| WA | 23 | $5.7M | $247,609 | 6.31% | 76% | 0% |
| TX | 23 | $3.1M | $134,565 | 7.86% | 76% | 0% |
| OH | 22 | $3.0M | $135,909 | 6.7% | 66% | 0% |
| KY | 22 | $3.0M | $135,909 | 7.07% | 73% | 0% |
| AL | 21 | $2.0M | $95,952 | 6.8% | 73% | 0% |
| IN | 21 | $3.0M | $142,619 | 6.79% | 63% | 0% |
| WV | 18 | $2.0M | $112,778 | 7.08% | 62% | 0% |
| NM | 18 | $3.3M | $181,667 | 6.65% | 63% | 0% |
| PA | 16 | $2.0M | $127,500 | 6.77% | 72% | 0% |
| MO | 14 | $1.6M | $117,143 | 6.57% | 76% | 0% |
| OK | 14 | $2.1M | $152,857 | 6.5% | 71% | 0% |
| CO | 10 | $2.4M | $237,000 | 6.79% | 66% | 0% |
| NV | 10 | $1.6M | $162,000 | 6.68% | 74% | 0% |
| IL | 8 | $1.0M | $126,250 | 6.41% | 76% | 0% |
| MT | 6 | $1.4M | $236,667 | 5.96% | 59% | 0% |
| AR | 6 | $680,000 | $113,333 | 6.77% | 79% | 0% |
| CA | 6 | $1.2M | $196,667 | 6.63% | 84% | 0% |
| DE | 6 | $1.2M | $200,000 | 5.88% | 59% | 0% |
| ID | 6 | $1.1M | $181,667 | 6.48% | 84% | 0% |
| MS | 6 | $610,000 | $101,667 | 6.77% | 72% | 0% |
| KS | 5 | $665,000 | $133,000 | 6.4% | 65% | 0% |
| MD | 5 | $645,000 | $129,000 | 6.45% | 54% | 0% |
| LA | 5 | $545,000 | $109,000 | 6.5% | 85% | 0% |
| UT | 4 | $640,000 | $160,000 | 6.78% | 67% | 0% |
| ME | 4 | $540,000 | $135,000 | 6.25% | 81% | 0% |
| SD | 3 | $765,000 | $255,000 | 6.75% | 58% | 0% |
| WI | 2 | $230,000 | $115,000 | 6.94% | 76% | 0% |
| VT | 2 | $370,000 | $185,000 | 7.06% | 89% | 0% |
| WY | 1 | $185,000 | $185,000 | 7.25% | 85% | 0% |
| MN | 1 | $65,000 | $65,000 | 6.5% | 88% | 0% |
| NH | 1 | $65,000 | $65,000 | 5.25% | 95% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.