Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Mortgage Solutions of Colorado
Mortgage Solutions of Colorado
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
362
+10.7% vs 2024Originations
$84.5M
Loans x average loanAverage loan
$233,398
Average interest rate
7.19%
Denial rate
5%
Home only share
13%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 552 | 362 | $84.5M | $233,398 | 7.19% | 5% | 13% |
| 2024 | 517 | 327 | $73.9M | $226,009 | 7.06% | 5% | 1% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 46 | $9.7M | $211,522 | 7.25% | 2% | 11% |
| TX | 38 | $8.7M | $228,158 | 7.19% | 10% | 11% |
| FL | 35 | $8.1M | $231,571 | 7.14% | 5% | 9% |
| GA | 28 | $6.3M | $225,357 | 7.42% | 5% | 21% |
| TN | 27 | $6.7M | $246,481 | 7.19% | 3% | 15% |
| CO | 21 | $4.9M | $232,619 | 6.8% | 6% | 24% |
| SC | 21 | $4.4M | $210,238 | 7.51% | 0% | 14% |
| NM | 19 | $3.6M | $189,737 | 6.94% | 0% | 5% |
| CA | 19 | $5.7M | $300,263 | 6.8% | 0% | 5% |
| WA | 10 | $3.5M | $350,000 | 7.14% | 13% | 20% |
| KY | 10 | $1.9M | $191,000 | 7.19% | 7% | 10% |
| OK | 9 | $2.1M | $230,556 | 6.89% | 16% | 22% |
| AL | 8 | $1.3M | $161,250 | 7.52% | 8% | 13% |
| AR | 8 | $1.5M | $190,000 | 7.19% | 0% | 0% |
| MI | 7 | $1.5M | $212,143 | 7.16% | 0% | 0% |
| OR | 7 | $2.2M | $317,857 | 6.98% | 8% | 14% |
| OH | 6 | $1.4M | $238,333 | 7.4% | 0% | 33% |
| AZ | 5 | $1.2M | $231,000 | 7.3% | 15% | 20% |
| NV | 5 | $1.9M | $371,000 | 7.4% | 0% | 20% |
| VA | 4 | $720,000 | $180,000 | 7.19% | 0% | 0% |
| MO | 3 | $775,000 | $258,333 | 7.08% | 17% | 0% |
| ID | 3 | $705,000 | $235,000 | 6.5% | 0% | 33% |
| IN | 3 | $605,000 | $201,667 | 7.75% | 0% | 0% |
| LA | 3 | $855,000 | $285,000 | 6.87% | 31% | 67% |
| PA | 3 | $665,000 | $221,667 | 7.33% | 0% | 0% |
| UT | 2 | $630,000 | $315,000 | 7.5% | 0% | 50% |
| MS | 2 | $500,000 | $250,000 | 7.75% | 0% | 0% |
| KS | 2 | $370,000 | $185,000 | 7.75% | 0% | 0% |
| WY | 2 | $400,000 | $200,000 | 7.75% | 0% | 0% |
| DE | 1 | $215,000 | $215,000 | 7.75% | 0% | 0% |
| MT | 1 | $395,000 | $395,000 | 6.25% | 14% | 0% |
| NE | 1 | $365,000 | $365,000 | 7.75% | 0% | 0% |
| MN | 1 | $445,000 | $445,000 | 7.75% | 0% | 0% |
| IL | 1 | $205,000 | $205,000 | 7.75% | 0% | 0% |
| IA | 1 | $115,000 | $115,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.