Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › EVERGREEN MONEYSOURCE MORTGAGE COMPANY
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
408
+17.2% vs 2024Originations
$120.0M
Loans x average loanAverage loan
$294,216
Average interest rate
6.71%
Denial rate
1%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 621 | 408 | $120.0M | $294,216 | 6.71% | 1% | 0% |
| 2024 | 483 | 348 | $99.4M | $285,575 | 6.78% | 4% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 186 | $56.7M | $304,624 | 6.8% | 1% | 0% |
| OR | 69 | $21.9M | $317,754 | 6.99% | 0% | 0% |
| MT | 59 | $16.5M | $280,085 | 6.2% | 0% | 0% |
| ID | 39 | $11.4M | $291,667 | 6.53% | 0% | 0% |
| NV | 24 | $6.4M | $267,083 | 6.75% | 0% | 0% |
| NM | 13 | $2.1M | $161,923 | 6.68% | 0% | 0% |
| CA | 5 | $2.1M | $429,000 | 6.98% | 11% | 0% |
| GA | 5 | $895,000 | $179,000 | 7.03% | 25% | 0% |
| FL | 4 | $990,000 | $247,500 | 6.4% | 17% | 0% |
| AZ | 3 | $945,000 | $315,000 | 6.71% | 20% | 0% |
| NC | 1 | $65,000 | $65,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.