Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Loan Store, Inc
The Loan Store, Inc
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
68
-48.1% vs 2024Originations
$21.5M
Loans x average loanAverage loan
$315,882
Average interest rate
6.59%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 129 | 68 | $21.5M | $315,882 | 6.59% | 13% | 0% |
| 2024 | 170 | 131 | $37.7M | $287,443 | 6.7% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 18 | $7.0M | $391,111 | 6.66% | 5% | 0% |
| AZ | 14 | $4.1M | $291,429 | 6.46% | 21% | 0% |
| WA | 10 | $3.0M | $295,000 | 6.61% | 15% | 0% |
| FL | 6 | $940,000 | $156,667 | 6.98% | 17% | 0% |
| OR | 5 | $2.2M | $449,000 | 6.22% | 33% | 0% |
| CO | 4 | $1.9M | $475,000 | 6.41% | 0% | 0% |
| TX | 3 | $485,000 | $161,667 | 7.41% | 0% | 0% |
| KY | 2 | $350,000 | $175,000 | 6.74% | 0% | 0% |
| NV | 2 | $510,000 | $255,000 | 6.37% | 0% | 0% |
| IN | 1 | $175,000 | $175,000 | 6.49% | 0% | 0% |
| ID | 1 | $325,000 | $325,000 | 5.63% | 0% | 0% |
| MO | 1 | $295,000 | $295,000 | 5.99% | 0% | 0% |
| GA | 1 | $185,000 | $185,000 | 6.63% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.