Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AMERICA FIRST FEDERAL CREDIT UNION
AMERICA FIRST FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
190
+11.1% vs 2024Originations
$19.7M
Loans x average loanAverage loan
$103,789
Average interest rate
7.22%
Denial rate
29%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 352 | 190 | $19.7M | $103,789 | 7.22% | 29% | 0% |
| 2024 | 284 | 171 | $15.0M | $87,456 | 7.75% | 26% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NV | 73 | $7.6M | $103,904 | 7.29% | 20% | 0% |
| UT | 57 | $6.5M | $113,246 | 7.13% | 32% | 0% |
| AZ | 50 | $4.7M | $94,000 | 7.06% | 35% | 0% |
| ID | 8 | $810,000 | $101,250 | 8.64% | 27% | 0% |
| NM | 2 | $170,000 | $85,000 | 6.12% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.