Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Better Mortgage Corporation
Better Mortgage Corporation
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
66
+164.0% vs 2024Originations
$14.9M
Loans x average loanAverage loan
$226,364
Average interest rate
6.76%
Denial rate
36%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 278 | 66 | $14.9M | $226,364 | 6.76% | 36% | 0% |
| 2024 | 153 | 25 | $5.3M | $211,400 | 6.53% | 31% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OR | 9 | $2.8M | $312,778 | 6.64% | 37% | 0% |
| TX | 7 | $1.4M | $195,000 | 7.02% | 40% | 0% |
| NC | 7 | $1.2M | $170,714 | 6.38% | 29% | 0% |
| AR | 6 | $1.1M | $180,000 | 6.69% | 36% | 0% |
| FL | 6 | $1.6M | $261,667 | 6.94% | 41% | 0% |
| CA | 5 | $1.6M | $319,000 | 6.48% | 41% | 0% |
| OK | 5 | $875,000 | $175,000 | 6.5% | 27% | 0% |
| TN | 3 | $505,000 | $168,333 | 6.83% | 46% | 0% |
| NV | 3 | $1.1M | $355,000 | 6.71% | 0% | 0% |
| GA | 3 | $675,000 | $225,000 | 7.54% | 31% | 0% |
| OH | 2 | $260,000 | $130,000 | 6.13% | 0% | 0% |
| AZ | 2 | $410,000 | $205,000 | 7.25% | 33% | 0% |
| NM | 2 | $320,000 | $160,000 | 7.25% | 25% | 0% |
| WV | 1 | $165,000 | $165,000 | 7.88% | 40% | 0% |
| ID | 1 | $275,000 | $275,000 | 6.63% | 0% | 0% |
| NY | 1 | $155,000 | $155,000 | 6.88% | 40% | 0% |
| SC | 1 | $195,000 | $195,000 | 7.75% | 0% | 0% |
| VT | 1 | $255,000 | $255,000 | 6.63% | 20% | 0% |
| WI | 1 | $165,000 | $165,000 | 6% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.