Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GTE FEDERAL CREDIT UNION
GTE FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
86
+48.3% vs 2024Originations
$9.7M
Loans x average loanAverage loan
$112,558
Average interest rate
8.74%
Denial rate
20%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 134 | 86 | $9.7M | $112,558 | 8.74% | 20% | 0% |
| 2024 | 85 | 58 | $5.3M | $92,069 | 9.8% | 20% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 18 | $2.1M | $117,222 | 6.99% | 25% | 0% |
| CA | 17 | $2.1M | $121,471 | 9.24% | 29% | 0% |
| WA | 12 | $1.5M | $125,833 | 8.69% | 7% | 0% |
| OR | 7 | $815,000 | $116,429 | 8.86% | 30% | 0% |
| AZ | 7 | $655,000 | $93,571 | 8.96% | 0% | 0% |
| ID | 5 | $585,000 | $117,000 | 8.95% | 25% | 0% |
| SC | 4 | $290,000 | $72,500 | 10.5% | 0% | 0% |
| NV | 4 | $320,000 | $80,000 | 10.19% | 20% | 0% |
| TN | 4 | $380,000 | $95,000 | 9.69% | 17% | 0% |
| NC | 3 | $305,000 | $101,667 | 9.5% | 0% | 0% |
| AL | 2 | $250,000 | $125,000 | 8.13% | 0% | 0% |
| UT | 1 | $205,000 | $205,000 | 8.25% | 0% | 0% |
| CO | 1 | $135,000 | $135,000 | 10% | 0% | 0% |
| WY | 1 | $55,000 | $55,000 | 10.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.