Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GOODLEAP, LLC
GOODLEAP, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
82
+6.5% vs 2024Originations
$12.7M
Loans x average loanAverage loan
$154,756
Average interest rate
6.41%
Denial rate
38%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 330 | 82 | $12.7M | $154,756 | 6.41% | 38% | 0% |
| 2024 | 275 | 77 | $9.9M | $128,896 | 6.23% | 41% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 13 | $1.6M | $122,692 | 6.4% | 17% | 0% |
| TN | 7 | $715,000 | $102,143 | 6.54% | 33% | 0% |
| FL | 6 | $800,000 | $133,333 | 6.37% | 5% | 0% |
| NV | 6 | $1.2M | $193,333 | 6.31% | 26% | 0% |
| AZ | 5 | $1.1M | $225,000 | 5.75% | 37% | 0% |
| MI | 5 | $535,000 | $107,000 | 6.77% | 35% | 0% |
| MO | 5 | $755,000 | $151,000 | 6.42% | 13% | 0% |
| IN | 4 | $430,000 | $107,500 | 6.18% | 47% | 0% |
| VA | 4 | $780,000 | $195,000 | 6.06% | 25% | 0% |
| UT | 3 | $675,000 | $225,000 | 5.75% | 29% | 0% |
| TX | 3 | $385,000 | $128,333 | 6.79% | 50% | 0% |
| OH | 3 | $435,000 | $145,000 | 6.63% | 75% | 0% |
| CO | 2 | $480,000 | $240,000 | 6.13% | 60% | 0% |
| GA | 2 | $230,000 | $115,000 | 6.31% | 45% | 0% |
| OR | 2 | $660,000 | $330,000 | 5.87% | 40% | 0% |
| MN | 2 | $310,000 | $155,000 | 6% | 33% | 0% |
| NM | 2 | $290,000 | $145,000 | 8.09% | 58% | 0% |
| WI | 1 | $105,000 | $105,000 | 11.25% | 50% | 0% |
| CA | 1 | $405,000 | $405,000 | 5.99% | 38% | 0% |
| DE | 1 | $155,000 | $155,000 | 5.75% | 67% | 0% |
| KS | 1 | $75,000 | $75,000 | 6.99% | 0% | 0% |
| OK | 1 | $165,000 | $165,000 | 5.63% | 40% | 0% |
| SC | 1 | $135,000 | $135,000 | 6.38% | 52% | 0% |
| WA | 1 | $205,000 | $205,000 | 5.88% | 20% | 0% |
| AL | 1 | $85,000 | $85,000 | 6.5% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.