Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CALCON MUTUAL MORTGAGE LLC
CALCON MUTUAL MORTGAGE LLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
299
-20.1% vs 2024Originations
$71.3M
Loans x average loanAverage loan
$238,378
Average interest rate
6.46%
Denial rate
23%
Home only share
1%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 717 | 299 | $71.3M | $238,378 | 6.46% | 23% | 1% |
| 2024 | 703 | 374 | $82.7M | $221,230 | 6.79% | 15% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 53 | $11.9M | $224,811 | 6.48% | 29% | 0% |
| NC | 49 | $11.7M | $238,469 | 6.56% | 20% | 2% |
| GA | 42 | $9.9M | $234,762 | 6.3% | 35% | 0% |
| FL | 28 | $5.9M | $211,071 | 6.49% | 8% | 0% |
| VA | 20 | $4.9M | $245,000 | 6.4% | 11% | 0% |
| TX | 20 | $5.4M | $269,000 | 6.21% | 33% | 0% |
| OK | 18 | $4.5M | $247,222 | 6.47% | 28% | 0% |
| MI | 14 | $2.8M | $202,857 | 6.76% | 5% | 0% |
| NM | 8 | $2.0M | $251,250 | 6.34% | 0% | 13% |
| TN | 6 | $1.5M | $243,333 | 6.29% | 7% | 0% |
| CA | 5 | $1.7M | $339,000 | 6.5% | 0% | 0% |
| IN | 5 | $625,000 | $125,000 | 6.85% | 11% | 0% |
| NV | 5 | $1.5M | $301,000 | 6.45% | 14% | 0% |
| WA | 4 | $1.9M | $470,000 | 7.34% | 0% | 0% |
| MS | 4 | $870,000 | $217,500 | 6.44% | 0% | 0% |
| MT | 4 | $1.1M | $272,500 | 6.44% | 11% | 0% |
| AL | 2 | $470,000 | $235,000 | 6.81% | 17% | 0% |
| MO | 2 | $410,000 | $205,000 | 5.94% | 0% | 0% |
| OR | 2 | $550,000 | $275,000 | 7.13% | 25% | 0% |
| LA | 2 | $390,000 | $195,000 | 6.31% | 0% | 0% |
| CO | 2 | $490,000 | $245,000 | 6.25% | 25% | 0% |
| OH | 1 | $175,000 | $175,000 | 5.88% | 0% | 0% |
| CT | 1 | $275,000 | $275,000 | 6.5% | 0% | 0% |
| NH | 1 | $185,000 | $185,000 | 6.49% | 0% | 0% |
| AZ | 1 | $255,000 | $255,000 | 6.88% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.