Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PARAMOUNT RESIDENTIAL MORTGAGE
PARAMOUNT RESIDENTIAL MORTGAGE
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
479
+18.3% vs 2024Originations
$120.0M
Loans x average loanAverage loan
$250,511
Average interest rate
6.47%
Denial rate
5%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 728 | 479 | $120.0M | $250,511 | 6.47% | 5% | 0% |
| 2024 | 624 | 405 | $99.4M | $245,494 | 6.55% | 4% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 84 | $23.7M | $281,905 | 5.43% | 1% | 0% |
| TX | 47 | $11.0M | $234,787 | 6.84% | 8% | 0% |
| AZ | 37 | $10.5M | $283,919 | 6.55% | 7% | 0% |
| FL | 33 | $7.2M | $218,030 | 6.73% | 11% | 0% |
| OH | 32 | $4.6M | $142,500 | 6.85% | 5% | 0% |
| WA | 31 | $12.4M | $399,516 | 6.35% | 2% | 0% |
| CO | 31 | $6.3M | $203,710 | 6.77% | 7% | 0% |
| OR | 28 | $10.9M | $388,214 | 6.68% | 2% | 0% |
| GA | 25 | $6.3M | $251,400 | 6.52% | 9% | 0% |
| NV | 14 | $3.6M | $258,571 | 6.48% | 5% | 0% |
| NM | 14 | $3.1M | $220,000 | 6.81% | 0% | 0% |
| NC | 13 | $2.3M | $179,615 | 6.61% | 11% | 0% |
| TN | 8 | $2.5M | $307,500 | 6.51% | 20% | 0% |
| KY | 8 | $1.6M | $203,750 | 6.67% | 14% | 0% |
| IN | 7 | $1.1M | $153,571 | 7% | 0% | 0% |
| WI | 6 | $1.2M | $193,333 | 6.83% | 0% | 0% |
| SC | 6 | $1.3M | $211,667 | 6.48% | 0% | 0% |
| PA | 5 | $1.0M | $203,000 | 6.48% | 0% | 0% |
| VA | 5 | $685,000 | $137,000 | 7.68% | 0% | 0% |
| MN | 4 | $1.0M | $257,500 | 6.81% | 17% | 0% |
| UT | 4 | $460,000 | $115,000 | 7.19% | 13% | 0% |
| ID | 4 | $1.2M | $297,500 | 6.31% | 0% | 0% |
| AL | 4 | $620,000 | $155,000 | 6.41% | 0% | 0% |
| OK | 4 | $1.0M | $252,500 | 6.78% | 0% | 0% |
| WV | 4 | $630,000 | $157,500 | 7.28% | 0% | 0% |
| AR | 3 | $475,000 | $158,333 | 7.21% | 0% | 0% |
| LA | 2 | $380,000 | $190,000 | 6.31% | 0% | 0% |
| MD | 2 | $230,000 | $115,000 | 7.25% | 0% | 0% |
| CT | 2 | $550,000 | $275,000 | 6.75% | 0% | 0% |
| IL | 2 | $190,000 | $95,000 | 7% | 0% | 0% |
| MO | 2 | $390,000 | $195,000 | 6.37% | 0% | 0% |
| WY | 1 | $255,000 | $255,000 | 7.13% | 0% | 0% |
| KS | 1 | $85,000 | $85,000 | 7.88% | 0% | 0% |
| ME | 1 | $215,000 | $215,000 | 6.5% | 0% | 0% |
| MS | 1 | $115,000 | $115,000 | 6.99% | 0% | 0% |
| MT | 1 | $365,000 | $365,000 | 5.99% | 0% | 0% |
| NE | 1 | $145,000 | $145,000 | 6.63% | 0% | 0% |
| NJ | 1 | $195,000 | $195,000 | 7.13% | 0% | 0% |
| VT | 1 | $305,000 | $305,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.