Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FINANCE OF AMERICA REVERSE LLC
FINANCE OF AMERICA REVERSE LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
189
-9.6% vs 2024Originations
$27.4M
Loans x average loanAverage loan
$144,947
Average interest rate
6.19%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 331 | 189 | $27.4M | $144,947 | 6.19% | 13% | 0% |
| 2024 | 390 | 209 | $26.9M | $128,493 | 7.13% | 14% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 24 | $3.4M | $141,667 | 6.19% | 3% | 0% |
| WA | 22 | $4.7M | $214,091 | 6.17% | 7% | 0% |
| CA | 20 | $3.8M | $192,000 | 6.09% | 21% | 0% |
| FL | 17 | $1.9M | $113,824 | 6.34% | 10% | 0% |
| TX | 15 | $2.1M | $140,333 | 6.18% | 13% | 0% |
| OR | 13 | $2.3M | $174,231 | 6.14% | 6% | 0% |
| NV | 12 | $1.7M | $141,667 | 6.32% | 6% | 0% |
| NC | 11 | $965,000 | $87,727 | 6.24% | 16% | 0% |
| MI | 9 | $845,000 | $93,889 | 6.36% | 0% | 0% |
| ID | 5 | $765,000 | $153,000 | 6.38% | 22% | 0% |
| SC | 4 | $430,000 | $107,500 | 6% | 9% | 0% |
| GA | 4 | $400,000 | $100,000 | 6.06% | 0% | 0% |
| MT | 3 | $525,000 | $175,000 | 5.5% | 0% | 0% |
| CO | 3 | $625,000 | $208,333 | 5.79% | 25% | 0% |
| VA | 3 | $275,000 | $91,667 | 6.08% | 0% | 0% |
| TN | 3 | $315,000 | $105,000 | 6.03% | 29% | 0% |
| KY | 3 | $265,000 | $88,333 | 5.75% | 0% | 0% |
| WY | 2 | $180,000 | $90,000 | 6.61% | 20% | 0% |
| UT | 2 | $310,000 | $155,000 | 5.94% | 50% | 0% |
| WI | 2 | $220,000 | $110,000 | 6.63% | 0% | 0% |
| MN | 2 | $200,000 | $100,000 | 6.43% | 33% | 0% |
| NJ | 1 | $65,000 | $65,000 | 6.63% | 0% | 0% |
| IA | 1 | $105,000 | $105,000 | 6.75% | 50% | 0% |
| IN | 1 | $75,000 | $75,000 | 6.13% | 0% | 0% |
| MO | 1 | $75,000 | $75,000 | 6.63% | 20% | 0% |
| AL | 1 | $95,000 | $95,000 | 5.88% | 0% | 0% |
| NY | 1 | $85,000 | $85,000 | 6.63% | 40% | 0% |
| OH | 1 | $95,000 | $95,000 | 6.25% | 0% | 0% |
| OK | 1 | $135,000 | $135,000 | 6.13% | 0% | 0% |
| PA | 1 | $75,000 | $75,000 | 6.38% | 33% | 0% |
| SD | 1 | $315,000 | $315,000 | 5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.