Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MOUNTAIN AMERICA FEDERAL CREDIT UNION
MOUNTAIN AMERICA FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
209
-18.7% vs 2024Originations
$29.4M
Loans x average loanAverage loan
$140,646
Average interest rate
6.84%
Denial rate
56%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 725 | 209 | $29.4M | $140,646 | 6.84% | 56% | 0% |
| 2024 | 712 | 257 | $30.6M | $119,125 | 7.77% | 44% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| UT | 130 | $18.8M | $144,462 | 6.79% | 54% | 0% |
| ID | 35 | $4.1M | $118,429 | 7.11% | 50% | 0% |
| AZ | 29 | $4.3M | $148,793 | 6.79% | 64% | 0% |
| NV | 8 | $1.1M | $138,750 | 6.51% | 59% | 0% |
| MT | 3 | $655,000 | $218,333 | 7.46% | 63% | 0% |
| WY | 1 | $45,000 | $45,000 | 8% | 50% | 0% |
| CO | 1 | $145,000 | $145,000 | 5.99% | 79% | 0% |
| NM | 1 | $45,000 | $45,000 | 6.74% | 25% | 0% |
| OR | 1 | $155,000 | $155,000 | 6.49% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.