Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AMERICAN FINANCIAL NETWORK, INC.
AMERICAN FINANCIAL NETWORK, INC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
497
+13.2% vs 2024Originations
$110.8M
Loans x average loanAverage loan
$222,867
Average interest rate
6.93%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 827 | 497 | $110.8M | $222,867 | 6.93% | 10% | 0% |
| 2024 | 728 | 439 | $79.0M | $180,034 | 7.5% | 8% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 101 | $20.3M | $200,545 | 7.01% | 5% | 0% |
| AZ | 60 | $14.2M | $236,000 | 6.95% | 14% | 0% |
| SC | 39 | $7.3M | $186,282 | 7.03% | 14% | 0% |
| IN | 29 | $5.4M | $185,690 | 6.79% | 3% | 0% |
| CA | 29 | $9.9M | $340,172 | 6.94% | 16% | 0% |
| NV | 24 | $6.8M | $285,417 | 6.99% | 10% | 0% |
| NC | 21 | $3.9M | $184,524 | 7.31% | 23% | 0% |
| NY | 20 | $3.2M | $162,000 | 6.72% | 11% | 0% |
| OR | 20 | $6.3M | $316,500 | 6.91% | 12% | 0% |
| GA | 20 | $3.9M | $193,500 | 6.97% | 11% | 0% |
| VA | 19 | $4.0M | $211,842 | 6.82% | 4% | 0% |
| TX | 19 | $3.7M | $193,421 | 6.86% | 19% | 0% |
| WA | 18 | $6.2M | $343,889 | 6.48% | 7% | 0% |
| TN | 18 | $3.4M | $189,444 | 6.57% | 0% | 0% |
| MI | 11 | $2.1M | $189,545 | 6.73% | 13% | 0% |
| OK | 6 | $1.0M | $171,667 | 7.56% | 0% | 0% |
| NM | 6 | $1.2M | $193,333 | 7.65% | 0% | 0% |
| OH | 5 | $865,000 | $173,000 | 7.05% | 9% | 0% |
| KS | 4 | $430,000 | $107,500 | 6.81% | 0% | 0% |
| AL | 4 | $880,000 | $220,000 | 6.75% | 0% | 0% |
| NE | 3 | $525,000 | $175,000 | 6.71% | 0% | 0% |
| CO | 3 | $1.6M | $518,333 | 6.96% | 20% | 0% |
| MS | 2 | $270,000 | $135,000 | 7% | 33% | 0% |
| KY | 2 | $420,000 | $210,000 | 7.12% | 17% | 0% |
| ME | 2 | $370,000 | $185,000 | 7.25% | 0% | 0% |
| MO | 2 | $390,000 | $195,000 | 6.88% | 0% | 0% |
| PA | 2 | $300,000 | $150,000 | 6% | 0% | 0% |
| UT | 2 | $630,000 | $315,000 | 6% | 20% | 0% |
| LA | 1 | $155,000 | $155,000 | 7.25% | 0% | 0% |
| IL | 1 | $355,000 | $355,000 | 7.75% | 0% | 0% |
| WY | 1 | $375,000 | $375,000 | 6.75% | 0% | 0% |
| ID | 1 | $335,000 | $335,000 | 6.75% | 50% | 0% |
| AR | 1 | $85,000 | $85,000 | 6.88% | 33% | 0% |
| MN | 1 | $155,000 | $155,000 | 6.99% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.