Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › KIAVI FUNDING, INC.
KIAVI FUNDING, INC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
274
Originations
$48.1M
Loans x average loanAverage loan
$175,547
Average interest rate
10.18%
Denial rate
16%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 455 | 274 | $48.1M | $175,547 | 10.18% | 16% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 84 | $13.1M | $155,595 | 10.15% | 15% | 0% |
| AZ | 30 | $5.1M | $170,333 | 10.95% | 5% | 0% |
| FL | 25 | $4.3M | $172,600 | 9.82% | 26% | 0% |
| CA | 19 | $5.3M | $281,316 | 9.75% | 13% | 0% |
| SC | 14 | $2.1M | $152,857 | 10.13% | 33% | 0% |
| TN | 14 | $2.1M | $152,857 | 10.12% | 12% | 0% |
| NV | 13 | $2.4M | $187,308 | 10.29% | 12% | 0% |
| IN | 12 | $1.8M | $149,167 | 10.02% | 13% | 0% |
| TX | 8 | $1.4M | $170,000 | 9.85% | 7% | 0% |
| VA | 8 | $1.1M | $138,750 | 10.09% | 18% | 0% |
| GA | 6 | $840,000 | $140,000 | 10.03% | 0% | 0% |
| WA | 6 | $1.6M | $263,333 | 10.43% | 20% | 0% |
| CO | 6 | $1.2M | $203,333 | 8.83% | 10% | 0% |
| OR | 6 | $1.5M | $250,000 | 10.42% | 22% | 0% |
| OH | 4 | $610,000 | $152,500 | 10.37% | 14% | 0% |
| MD | 3 | $575,000 | $191,667 | 11.8% | 0% | 0% |
| PA | 3 | $455,000 | $151,667 | 10.5% | 0% | 0% |
| AL | 2 | $290,000 | $145,000 | 10.23% | 0% | 0% |
| AR | 2 | $250,000 | $125,000 | 10.99% | 57% | 0% |
| MI | 2 | $320,000 | $160,000 | 10.35% | 0% | 0% |
| NJ | 2 | $470,000 | $235,000 | 11.48% | 0% | 0% |
| MO | 1 | $165,000 | $165,000 | 10.49% | 0% | 0% |
| MN | 1 | $145,000 | $145,000 | 8.5% | 0% | 0% |
| LA | 1 | $105,000 | $105,000 | 7.38% | 0% | 0% |
| ID | 1 | $205,000 | $205,000 | 11.99% | 0% | 0% |
| CT | 1 | $555,000 | $555,000 | 8.45% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.