Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CROSSCOUNTRY MORTGAGE, LLC
CROSSCOUNTRY MORTGAGE, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
3,355
+45.9% vs 2024Originations
$767.0M
Loans x average loanAverage loan
$228,624
Average interest rate
6.63%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 6,778 | 3,355 | $767.0M | $228,624 | 6.63% | 4% | 0% |
| 2024 | 3,676 | 2,299 | $508.1M | $221,020 | 6.8% | 3% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 387 | $77.6M | $200,401 | 6.74% | 3% | 0% |
| NC | 366 | $71.8M | $196,202 | 6.59% | 3% | 0% |
| AZ | 338 | $72.5M | $214,467 | 6.56% | 3% | 0% |
| WA | 291 | $106.8M | $367,062 | 6.57% | 3% | 1% |
| TX | 158 | $35.6M | $225,190 | 6.7% | 4% | 0% |
| SC | 148 | $28.1M | $189,527 | 6.7% | 2% | 0% |
| TN | 144 | $30.1M | $209,167 | 6.54% | 6% | 0% |
| OH | 142 | $25.3M | $178,451 | 6.72% | 3% | 0% |
| GA | 141 | $26.8M | $189,752 | 6.62% | 3% | 0% |
| CA | 124 | $40.9M | $329,919 | 6.69% | 2% | 6% |
| OR | 109 | $34.9M | $319,954 | 6.6% | 5% | 0% |
| NV | 96 | $29.5M | $307,083 | 6.45% | 1% | 0% |
| AL | 71 | $11.8M | $166,127 | 6.66% | 5% | 0% |
| CO | 66 | $21.3M | $321,970 | 6.34% | 4% | 2% |
| IN | 65 | $11.5M | $176,692 | 6.69% | 2% | 0% |
| KY | 64 | $10.7M | $167,031 | 6.61% | 5% | 0% |
| MI | 63 | $11.2M | $178,175 | 6.75% | 6% | 0% |
| VA | 53 | $11.0M | $208,208 | 6.61% | 6% | 0% |
| NM | 49 | $10.8M | $219,490 | 6.57% | 2% | 0% |
| PA | 46 | $8.5M | $185,217 | 6.46% | 10% | 0% |
| LA | 44 | $7.1M | $161,591 | 6.58% | 3% | 0% |
| MT | 39 | $12.5M | $320,897 | 6.58% | 5% | 0% |
| MO | 37 | $7.0M | $189,054 | 6.75% | 10% | 0% |
| MS | 35 | $4.9M | $140,143 | 6.71% | 4% | 0% |
| NY | 35 | $6.8M | $195,571 | 6.72% | 15% | 0% |
| MN | 31 | $7.3M | $235,000 | 6.76% | 4% | 0% |
| WI | 30 | $6.0M | $201,667 | 6.58% | 5% | 0% |
| ME | 26 | $4.9M | $187,692 | 6.65% | 5% | 0% |
| AR | 23 | $3.8M | $163,261 | 6.7% | 1% | 0% |
| ID | 22 | $7.0M | $318,182 | 6.36% | 4% | 5% |
| WV | 21 | $3.8M | $180,238 | 6.74% | 9% | 0% |
| IL | 16 | $2.4M | $149,375 | 6.65% | 3% | 0% |
| KS | 12 | $1.8M | $151,667 | 6.79% | 0% | 0% |
| OK | 9 | $1.8M | $197,222 | 6.61% | 4% | 0% |
| MD | 9 | $2.0M | $218,333 | 6.63% | 5% | 0% |
| WY | 8 | $2.2M | $270,000 | 6.23% | 8% | 0% |
| ND | 7 | $1.8M | $255,000 | 6.63% | 11% | 0% |
| NH | 6 | $1.5M | $253,333 | 6.7% | 15% | 0% |
| UT | 6 | $2.1M | $358,333 | 6.69% | 8% | 0% |
| DE | 5 | $1.2M | $241,000 | 6.83% | 8% | 0% |
| SD | 4 | $890,000 | $222,500 | 6.75% | 0% | 0% |
| NJ | 4 | $870,000 | $217,500 | 6.83% | 25% | 0% |
| IA | 2 | $280,000 | $140,000 | 6.5% | 0% | 0% |
| CT | 1 | $105,000 | $105,000 | 6.88% | 0% | 100% |
| AK | 1 | $295,000 | $295,000 | 6.63% | 0% | 0% |
| VT | 1 | $165,000 | $165,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.