Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HomeBridge Financial Services, Inc
HomeBridge Financial Services, Inc
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
68
-20.0% vs 2024Originations
$16.9M
Loans x average loanAverage loan
$249,265
Average interest rate
6.45%
Denial rate
39%
Home only share
1%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 119 | 68 | $16.9M | $249,265 | 6.45% | 39% | 1% |
| 2024 | 130 | 85 | $20.0M | $235,000 | 6.63% | 31% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 10 | $2.0M | $203,000 | 6.94% | 27% | 0% |
| CA | 8 | $2.1M | $261,250 | 6.97% | 43% | 0% |
| NC | 6 | $1.4M | $230,000 | 6.21% | 22% | 0% |
| AZ | 5 | $1.4M | $289,000 | 6.3% | 38% | 0% |
| OR | 5 | $1.5M | $291,000 | 6.1% | 29% | 0% |
| NM | 4 | $1.1M | $265,000 | 6.25% | 17% | 0% |
| TX | 4 | $740,000 | $185,000 | 6.47% | 56% | 0% |
| WA | 3 | $1.1M | $381,667 | 5.58% | 25% | 0% |
| SC | 3 | $825,000 | $275,000 | 6.25% | 40% | 0% |
| NV | 2 | $490,000 | $245,000 | 6.63% | 33% | 0% |
| TN | 2 | $460,000 | $230,000 | 6.37% | 50% | 0% |
| CO | 2 | $630,000 | $315,000 | 6.56% | 0% | 0% |
| ME | 2 | $470,000 | $235,000 | 6% | 0% | 0% |
| MI | 2 | $510,000 | $255,000 | 6% | 33% | 0% |
| WI | 1 | $155,000 | $155,000 | 7.13% | 67% | 0% |
| AR | 1 | $275,000 | $275,000 | 6.25% | 50% | 0% |
| GA | 1 | $185,000 | $185,000 | 6.25% | 75% | 0% |
| KY | 1 | $235,000 | $235,000 | 6.25% | 67% | 0% |
| LA | 1 | $145,000 | $145,000 | 7.63% | 67% | 0% |
| NY | 1 | $225,000 | $225,000 | 6.13% | 0% | 0% |
| OH | 1 | $235,000 | $235,000 | 6.5% | 0% | 0% |
| SD | 1 | $335,000 | $335,000 | 5.99% | 0% | 0% |
| VA | 1 | $255,000 | $255,000 | 6.25% | 67% | 0% |
| AL | 1 | $175,000 | $175,000 | 6.5% | 50% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.