Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › American Financial Resources LLC
American Financial Resources LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
2,229
+50.0% vs 2024Originations
$499.0M
Loans x average loanAverage loan
$223,860
Average interest rate
6.43%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3,243 | 2,229 | $499.0M | $223,860 | 6.43% | 7% | 0% |
| 2024 | 2,419 | 1,486 | $322.0M | $216,682 | 6.61% | 11% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 315 | $66.9M | $212,333 | 6.27% | 6% | 0% |
| FL | 268 | $56.7M | $211,493 | 6.55% | 6% | 0% |
| SC | 244 | $53.3M | $218,238 | 6.39% | 7% | 0% |
| TN | 190 | $42.7M | $224,684 | 6.39% | 6% | 0% |
| VA | 141 | $32.7M | $231,950 | 6.14% | 6% | 0% |
| TX | 118 | $26.9M | $228,305 | 6.51% | 9% | 0% |
| AZ | 107 | $26.0M | $243,131 | 6.47% | 4% | 0% |
| LA | 93 | $15.2M | $163,817 | 6.53% | 5% | 0% |
| GA | 84 | $17.2M | $204,405 | 6.28% | 11% | 0% |
| WA | 74 | $26.4M | $356,351 | 6.45% | 6% | 0% |
| MO | 54 | $10.2M | $189,259 | 6.65% | 6% | 0% |
| OR | 50 | $17.4M | $347,400 | 6.39% | 6% | 0% |
| KY | 49 | $8.9M | $180,918 | 6.64% | 12% | 0% |
| CA | 47 | $15.0M | $319,468 | 6.59% | 7% | 0% |
| AL | 45 | $7.9M | $175,889 | 6.34% | 14% | 0% |
| OK | 41 | $9.1M | $222,561 | 6.14% | 6% | 0% |
| IN | 38 | $7.8M | $205,000 | 6.55% | 2% | 0% |
| AR | 37 | $6.3M | $169,054 | 6.48% | 2% | 0% |
| PA | 25 | $4.3M | $171,000 | 6.72% | 11% | 0% |
| NV | 25 | $7.1M | $284,600 | 6.67% | 3% | 0% |
| CO | 24 | $7.8M | $327,083 | 6.75% | 3% | 0% |
| MI | 23 | $3.9M | $171,522 | 6.68% | 3% | 0% |
| MS | 21 | $2.9M | $137,381 | 6.58% | 3% | 0% |
| DE | 16 | $3.9M | $245,000 | 6.59% | 0% | 0% |
| OH | 16 | $3.3M | $208,750 | 6.58% | 13% | 0% |
| NM | 12 | $2.9M | $240,833 | 6.47% | 21% | 0% |
| KS | 8 | $1.3M | $163,750 | 6.72% | 0% | 0% |
| ME | 8 | $1.4M | $173,750 | 7.09% | 0% | 0% |
| UT | 8 | $2.5M | $317,500 | 6.36% | 0% | 0% |
| ID | 8 | $2.6M | $322,500 | 6.44% | 13% | 0% |
| WI | 8 | $1.5M | $182,500 | 7.01% | 0% | 0% |
| WV | 6 | $900,000 | $150,000 | 6.35% | 0% | 0% |
| MN | 5 | $1.1M | $215,000 | 6.52% | 0% | 0% |
| IL | 5 | $815,000 | $163,000 | 6.55% | 0% | 0% |
| MT | 4 | $1.6M | $395,000 | 6% | 0% | 0% |
| IA | 3 | $395,000 | $131,667 | 7.13% | 25% | 0% |
| SD | 3 | $985,000 | $328,333 | 6.54% | 0% | 0% |
| MD | 2 | $410,000 | $205,000 | 6.94% | 0% | 0% |
| VT | 1 | $115,000 | $115,000 | 7.25% | 0% | 0% |
| WY | 1 | $215,000 | $215,000 | 6.25% | 0% | 0% |
| NJ | 1 | $265,000 | $265,000 | 5.75% | 0% | 0% |
| NH | 1 | $235,000 | $235,000 | 6.13% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.