Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PLAZA HOME MORTGAGE, INC
PLAZA HOME MORTGAGE, INC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
458
+23.1% vs 2024Originations
$82.9M
Loans x average loanAverage loan
$181,092
Average interest rate
6.92%
Denial rate
31%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 764 | 458 | $82.9M | $181,092 | 6.92% | 31% | 0% |
| 2024 | 665 | 372 | $69.4M | $186,478 | 7.15% | 29% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 54 | $7.5M | $138,889 | 7.19% | 41% | 0% |
| NC | 44 | $7.0M | $159,318 | 7% | 31% | 0% |
| TX | 38 | $7.3M | $192,895 | 7.07% | 39% | 0% |
| NY | 36 | $6.2M | $170,833 | 6.7% | 38% | 0% |
| AZ | 28 | $5.7M | $203,214 | 6.81% | 30% | 0% |
| GA | 20 | $2.8M | $140,000 | 7.12% | 19% | 0% |
| MN | 19 | $3.9M | $204,474 | 6.71% | 12% | 0% |
| WA | 17 | $4.6M | $272,059 | 6.78% | 21% | 0% |
| MO | 17 | $2.7M | $159,706 | 6.82% | 27% | 0% |
| SC | 17 | $2.9M | $172,059 | 7.15% | 18% | 0% |
| NM | 15 | $3.4M | $226,333 | 6.58% | 20% | 0% |
| PA | 14 | $1.9M | $139,286 | 6.66% | 21% | 0% |
| OR | 14 | $3.1M | $220,000 | 6.86% | 26% | 0% |
| CO | 14 | $3.2M | $227,143 | 6.61% | 16% | 0% |
| MI | 13 | $2.5M | $188,846 | 6.86% | 32% | 0% |
| IN | 12 | $2.3M | $194,167 | 6.64% | 18% | 0% |
| CA | 12 | $3.8M | $316,667 | 6.79% | 42% | 0% |
| OK | 11 | $1.4M | $127,727 | 7.43% | 13% | 0% |
| UT | 9 | $1.6M | $172,778 | 7.17% | 25% | 0% |
| LA | 9 | $1.1M | $118,333 | 7.33% | 31% | 0% |
| TN | 7 | $1.4M | $202,143 | 6.37% | 42% | 0% |
| WY | 6 | $1.2M | $193,333 | 7.48% | 25% | 0% |
| MS | 5 | $825,000 | $165,000 | 6.6% | 22% | 0% |
| OH | 4 | $570,000 | $142,500 | 7.47% | 20% | 0% |
| AL | 4 | $530,000 | $132,500 | 6.81% | 25% | 0% |
| NV | 3 | $605,000 | $201,667 | 6.46% | 57% | 0% |
| KY | 3 | $535,000 | $178,333 | 6.83% | 33% | 0% |
| IL | 2 | $240,000 | $120,000 | 7.31% | 50% | 0% |
| ND | 2 | $310,000 | $155,000 | 6.75% | 0% | 0% |
| VA | 2 | $540,000 | $270,000 | 6.5% | 63% | 0% |
| WI | 2 | $410,000 | $205,000 | 6.69% | 25% | 0% |
| IA | 1 | $105,000 | $105,000 | 7% | 0% | 0% |
| AR | 1 | $135,000 | $135,000 | 6.38% | 0% | 0% |
| CT | 1 | $225,000 | $225,000 | 6% | 0% | 0% |
| ME | 1 | $235,000 | $235,000 | 7.5% | 50% | 0% |
| ID | 1 | $255,000 | $255,000 | 6.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.