Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ALLIANT CREDIT UNION
ALLIANT CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
210
+87.5% vs 2024Originations
$24.3M
Loans x average loanAverage loan
$115,667
Average interest rate
8.96%
Denial rate
20%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 296 | 210 | $24.3M | $115,667 | 8.96% | 20% | 0% |
| 2024 | 153 | 112 | $12.8M | $113,839 | 10.02% | 18% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 45 | $5.7M | $127,444 | 9.13% | 16% | 0% |
| CA | 43 | $5.2M | $121,977 | 8.97% | 18% | 0% |
| OR | 42 | $4.6M | $109,048 | 8.91% | 6% | 0% |
| AZ | 35 | $3.9M | $112,143 | 9.02% | 21% | 0% |
| NV | 13 | $1.1M | $88,077 | 8.98% | 21% | 0% |
| FL | 12 | $1.6M | $130,833 | 8.66% | 32% | 0% |
| CO | 6 | $600,000 | $100,000 | 9.67% | 30% | 0% |
| GA | 4 | $490,000 | $122,500 | 8.47% | 44% | 0% |
| MI | 2 | $160,000 | $80,000 | 7.44% | 0% | 0% |
| UT | 2 | $190,000 | $95,000 | 9.88% | 0% | 0% |
| KY | 1 | $55,000 | $55,000 | 8.75% | 0% | 0% |
| OH | 1 | $55,000 | $55,000 | 10.75% | 0% | 0% |
| IN | 1 | $165,000 | $165,000 | 6.25% | 0% | 0% |
| SC | 1 | $85,000 | $85,000 | 6.38% | 0% | 0% |
| MT | 1 | $135,000 | $135,000 | 7.25% | 50% | 0% |
| NM | 1 | $155,000 | $155,000 | 8.5% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.