Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Peak Residential Lending Inc
Peak Residential Lending Inc
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
17
+41.7% vs 2024Originations
$3.8M
Loans x average loanAverage loan
$222,059
Average interest rate
6.58%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 17 | $3.8M | $222,059 | 6.58% | 0% | 0% |
| 2024 | 30 | 12 | $3.1M | $255,833 | 6.8% | 3% | 25% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 6 | $1.1M | $181,667 | 6.63% | 0% | 0% |
| CA | 6 | $1.4M | $235,000 | 6.73% | 0% | 0% |
| NV | 4 | $920,000 | $230,000 | 6.21% | 0% | 0% |
| OR | 1 | $355,000 | $355,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.