Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Franklin Loan Corporation
Franklin Loan Corporation
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
103
+21.2% vs 2024Originations
$30.4M
Loans x average loanAverage loan
$295,388
Average interest rate
6.24%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 142 | 103 | $30.4M | $295,388 | 6.24% | 2% | 0% |
| 2024 | 113 | 85 | $27.0M | $317,118 | 6.65% | 1% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 90 | $27.2M | $301,889 | 6.19% | 2% | 0% |
| AZ | 4 | $840,000 | $210,000 | 6.56% | 0% | 0% |
| NV | 3 | $1.1M | $355,000 | 6.42% | 0% | 0% |
| TN | 2 | $430,000 | $215,000 | 6.49% | 0% | 0% |
| NC | 1 | $255,000 | $255,000 | 7.25% | 0% | 0% |
| FL | 1 | $215,000 | $215,000 | 7.25% | 0% | 0% |
| OR | 1 | $205,000 | $205,000 | 6.75% | 0% | 0% |
| PA | 1 | $245,000 | $245,000 | 6.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.