Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TJC MORTGAGE INC
TJC MORTGAGE INC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
55
-22.5% vs 2024Originations
$11.4M
Loans x average loanAverage loan
$206,818
Average interest rate
6.45%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 86 | 55 | $11.4M | $206,818 | 6.45% | 7% | 0% |
| 2024 | 112 | 71 | $16.7M | $235,845 | 6.58% | 6% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NV | 12 | $3.5M | $293,333 | 6.62% | 0% | 0% |
| GA | 8 | $1.9M | $232,500 | 6.5% | 0% | 0% |
| AL | 7 | $955,000 | $136,429 | 6.14% | 11% | 0% |
| FL | 7 | $1.1M | $153,571 | 6.85% | 0% | 0% |
| KY | 5 | $475,000 | $95,000 | 5.68% | 17% | 0% |
| TN | 5 | $985,000 | $197,000 | 6.68% | 0% | 0% |
| CA | 2 | $590,000 | $295,000 | 6.69% | 0% | 0% |
| OH | 1 | $215,000 | $215,000 | 6.5% | 33% | 0% |
| PA | 1 | $105,000 | $105,000 | 6.99% | 0% | 0% |
| SC | 1 | $225,000 | $225,000 | 5.99% | 0% | 0% |
| TX | 1 | $225,000 | $225,000 | 6.25% | 0% | 0% |
| VA | 1 | $165,000 | $165,000 | 6.75% | 0% | 0% |
| KS | 1 | $295,000 | $295,000 | 6.38% | 0% | 0% |
| WY | 1 | $375,000 | $375,000 | 5.75% | 0% | 0% |
| MI | 1 | $165,000 | $165,000 | 6.63% | 0% | 0% |
| MS | 1 | $145,000 | $145,000 | 6.75% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.