Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Equity Prime Mortgage LLC
Equity Prime Mortgage LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
1,304
-0.3% vs 2024Originations
$282.9M
Loans x average loanAverage loan
$216,910
Average interest rate
6.53%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 2,149 | 1,304 | $282.9M | $216,910 | 6.53% | 7% | 0% |
| 2024 | 1,778 | 1,308 | $268.2M | $205,038 | 6.75% | 2% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 216 | $44.3M | $205,000 | 6.59% | 5% | 0% |
| LA | 149 | $24.8M | $166,208 | 6.18% | 6% | 0% |
| AZ | 101 | $25.9M | $256,683 | 6.67% | 6% | 0% |
| TN | 89 | $19.4M | $218,034 | 6.44% | 7% | 0% |
| TX | 88 | $19.7M | $223,636 | 6.57% | 7% | 0% |
| NC | 74 | $14.0M | $189,324 | 6.55% | 9% | 0% |
| CA | 74 | $26.4M | $357,027 | 6.33% | 10% | 0% |
| GA | 72 | $14.1M | $195,139 | 6.65% | 6% | 0% |
| SC | 64 | $12.6M | $196,250 | 6.64% | 4% | 0% |
| KY | 37 | $5.8M | $157,973 | 6.82% | 9% | 0% |
| IN | 36 | $6.1M | $168,611 | 6.55% | 8% | 0% |
| NV | 26 | $7.7M | $296,538 | 6.55% | 10% | 0% |
| WA | 26 | $8.8M | $338,846 | 6.41% | 4% | 0% |
| OR | 25 | $8.1M | $324,200 | 6.36% | 7% | 0% |
| PA | 20 | $3.1M | $156,000 | 6.64% | 0% | 0% |
| AR | 18 | $2.6M | $146,111 | 6.52% | 0% | 0% |
| NM | 17 | $3.9M | $231,471 | 6.9% | 4% | 0% |
| VA | 15 | $3.0M | $199,667 | 6.58% | 10% | 7% |
| OH | 15 | $2.7M | $183,000 | 6.38% | 11% | 0% |
| OK | 15 | $2.3M | $152,333 | 6.83% | 13% | 0% |
| WV | 15 | $2.6M | $173,667 | 6.82% | 0% | 0% |
| AL | 14 | $2.5M | $176,429 | 6.49% | 6% | 0% |
| CO | 14 | $4.6M | $330,714 | 6.29% | 4% | 0% |
| MI | 13 | $2.5M | $193,462 | 6.63% | 3% | 0% |
| MS | 12 | $1.8M | $153,333 | 6.8% | 17% | 0% |
| MO | 9 | $1.6M | $175,000 | 6.93% | 5% | 0% |
| IL | 8 | $1.2M | $148,750 | 7.02% | 0% | 0% |
| NY | 6 | $1.0M | $173,333 | 6.31% | 11% | 0% |
| WY | 5 | $1.2M | $247,000 | 6.3% | 0% | 0% |
| UT | 5 | $1.3M | $267,000 | 6.63% | 0% | 0% |
| DE | 5 | $1.5M | $295,000 | 6.58% | 0% | 0% |
| WI | 4 | $970,000 | $242,500 | 6.41% | 20% | 0% |
| ID | 3 | $1.3M | $441,667 | 6.29% | 0% | 0% |
| KS | 3 | $445,000 | $148,333 | 6.29% | 0% | 0% |
| MN | 2 | $460,000 | $230,000 | 6.63% | 0% | 0% |
| ND | 2 | $530,000 | $265,000 | 6.31% | 0% | 0% |
| SD | 2 | $580,000 | $290,000 | 6.06% | 0% | 0% |
| NH | 1 | $265,000 | $265,000 | 6.63% | 0% | 0% |
| MD | 1 | $125,000 | $125,000 | 6.5% | 50% | 0% |
| MT | 1 | $285,000 | $285,000 | 7.25% | 25% | 0% |
| IA | 1 | $305,000 | $305,000 | 6.63% | 0% | 0% |
| NE | 1 | $305,000 | $305,000 | 6.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.