Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › American Pacific Mortgage Corporation
American Pacific Mortgage Corporation
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
1,263
+44.0% vs 2024Originations
$297.5M
Loans x average loanAverage loan
$235,570
Average interest rate
6.9%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 1,813 | 1,263 | $297.5M | $235,570 | 6.9% | 11% | 0% |
| 2024 | 1,320 | 877 | $216.9M | $247,315 | 6.88% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 145 | $34.2M | $235,552 | 6.94% | 8% | 0% |
| WA | 128 | $44.1M | $344,688 | 6.78% | 5% | 0% |
| GA | 105 | $18.9M | $180,429 | 7.23% | 7% | 0% |
| TN | 102 | $23.3M | $227,941 | 6.82% | 8% | 0% |
| FL | 85 | $17.7M | $207,941 | 7.06% | 17% | 0% |
| OR | 85 | $23.8M | $279,824 | 6.79% | 5% | 0% |
| SC | 82 | $16.3M | $198,780 | 6.82% | 15% | 0% |
| CA | 82 | $23.2M | $282,439 | 6.84% | 12% | 0% |
| NV | 68 | $21.2M | $311,324 | 6.4% | 0% | 0% |
| TX | 60 | $13.0M | $217,333 | 6.86% | 18% | 0% |
| NC | 48 | $10.7M | $222,083 | 6.83% | 8% | 0% |
| IN | 47 | $7.6M | $160,957 | 7.54% | 9% | 0% |
| MI | 46 | $7.1M | $153,913 | 7.24% | 14% | 0% |
| ID | 34 | $8.2M | $241,176 | 6.67% | 0% | 0% |
| NM | 29 | $3.3M | $114,310 | 6.9% | 18% | 0% |
| MO | 22 | $4.3M | $197,727 | 6.98% | 16% | 0% |
| WY | 12 | $2.9M | $240,833 | 6.48% | 21% | 0% |
| VA | 9 | $1.8M | $196,111 | 7.11% | 29% | 0% |
| UT | 7 | $2.0M | $289,286 | 6.71% | 10% | 0% |
| AL | 6 | $1.1M | $176,667 | 6.56% | 29% | 0% |
| KY | 6 | $1.0M | $171,667 | 6.88% | 14% | 0% |
| LA | 6 | $820,000 | $136,667 | 6.67% | 23% | 0% |
| WI | 6 | $1.3M | $210,000 | 6.71% | 15% | 0% |
| CO | 5 | $1.9M | $387,000 | 6.48% | 14% | 0% |
| MN | 5 | $1.0M | $203,000 | 6.95% | 14% | 0% |
| OH | 4 | $600,000 | $150,000 | 7.34% | 14% | 0% |
| ME | 3 | $655,000 | $218,333 | 7.25% | 0% | 0% |
| SD | 3 | $995,000 | $331,667 | 6.96% | 25% | 0% |
| DE | 3 | $765,000 | $255,000 | 6.63% | 0% | 0% |
| WV | 3 | $645,000 | $215,000 | 6.83% | 17% | 0% |
| NH | 3 | $725,000 | $241,667 | 6.96% | 20% | 0% |
| KS | 3 | $275,000 | $91,667 | 8.16% | 0% | 0% |
| OK | 3 | $655,000 | $218,333 | 6.58% | 27% | 0% |
| MS | 2 | $300,000 | $150,000 | 7.06% | 20% | 0% |
| AR | 2 | $310,000 | $155,000 | 6.5% | 25% | 0% |
| MD | 1 | $285,000 | $285,000 | 6.63% | 0% | 0% |
| PA | 1 | $125,000 | $125,000 | 7.13% | 25% | 0% |
| MT | 1 | $465,000 | $465,000 | 6.63% | 33% | 0% |
| IL | 1 | $155,000 | $155,000 | 6.5% | 17% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.