Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ALAMEDA MORTGAGE CORPORATION
ALAMEDA MORTGAGE CORPORATION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
84
+180.0% vs 2024Originations
$24.5M
Loans x average loanAverage loan
$291,429
Average interest rate
6.5%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 124 | 84 | $24.5M | $291,429 | 6.5% | 4% | 0% |
| 2024 | 49 | 30 | $6.3M | $209,000 | 6.67% | 2% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OR | 23 | $8.0M | $347,174 | 6.54% | 0% | 0% |
| CA | 16 | $4.7M | $292,500 | 5.95% | 4% | 0% |
| NC | 11 | $2.4M | $222,273 | 6.43% | 0% | 0% |
| GA | 8 | $1.7M | $213,750 | 6.87% | 0% | 0% |
| TN | 5 | $1.4M | $273,000 | 6.9% | 0% | 0% |
| SC | 5 | $1.1M | $213,000 | 6.45% | 30% | 0% |
| WA | 4 | $1.6M | $412,500 | 6.75% | 0% | 0% |
| OH | 3 | $885,000 | $295,000 | 6.75% | 0% | 0% |
| NV | 2 | $610,000 | $305,000 | 6.87% | 0% | 0% |
| AZ | 2 | $450,000 | $225,000 | 6.68% | 0% | 0% |
| PA | 1 | $355,000 | $355,000 | 5.75% | 0% | 0% |
| MO | 1 | $265,000 | $265,000 | 6.99% | 0% | 0% |
| MN | 1 | $275,000 | $275,000 | 6.75% | 0% | 0% |
| UT | 1 | $295,000 | $295,000 | 7% | 0% | 0% |
| ID | 1 | $445,000 | $445,000 | 6.49% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.