Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CANOPY MORTGAGE, LLC
CANOPY MORTGAGE, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
326
+40.5% vs 2024Originations
$74.1M
Loans x average loanAverage loan
$227,423
Average interest rate
6.59%
Denial rate
3%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 551 | 326 | $74.1M | $227,423 | 6.59% | 3% | 0% |
| 2024 | 398 | 232 | $53.9M | $232,371 | 6.74% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 58 | $16.8M | $288,966 | 6.67% | 0% | 0% |
| LA | 37 | $6.7M | $181,216 | 6.63% | 2% | 0% |
| AL | 30 | $4.0M | $133,000 | 6.43% | 2% | 0% |
| OK | 27 | $5.3M | $195,000 | 6.81% | 0% | 0% |
| TX | 26 | $4.9M | $188,077 | 6.8% | 6% | 0% |
| GA | 22 | $4.1M | $187,727 | 6.55% | 3% | 0% |
| OR | 20 | $7.0M | $349,000 | 6.46% | 0% | 0% |
| NC | 17 | $3.4M | $200,294 | 6.56% | 16% | 0% |
| AZ | 14 | $4.3M | $310,714 | 6.61% | 3% | 0% |
| NV | 13 | $3.1M | $235,769 | 6.58% | 0% | 0% |
| TN | 12 | $2.7M | $223,333 | 6.44% | 0% | 0% |
| ID | 11 | $3.5M | $321,364 | 6.53% | 0% | 0% |
| UT | 10 | $2.5M | $251,000 | 6.58% | 0% | 0% |
| KY | 5 | $535,000 | $107,000 | 5.43% | 0% | 0% |
| MO | 4 | $740,000 | $185,000 | 6.53% | 0% | 0% |
| CA | 3 | $1.1M | $381,667 | 6.88% | 0% | 0% |
| MI | 3 | $565,000 | $188,333 | 6.5% | 0% | 0% |
| FL | 3 | $845,000 | $281,667 | 6.46% | 13% | 0% |
| SC | 3 | $395,000 | $131,667 | 6.33% | 0% | 0% |
| CO | 2 | $750,000 | $375,000 | 7.06% | 0% | 0% |
| KS | 2 | $200,000 | $100,000 | 7.19% | 0% | 0% |
| IN | 1 | $175,000 | $175,000 | 6.63% | 0% | 0% |
| OH | 1 | $145,000 | $145,000 | 6.99% | 0% | 0% |
| NE | 1 | $205,000 | $205,000 | 6.63% | 0% | 0% |
| MS | 1 | $175,000 | $175,000 | 6.5% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.