Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PANORAMA MORTGAGE GROUP, LLC
PANORAMA MORTGAGE GROUP, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
60
+3.4% vs 2024Originations
$11.2M
Loans x average loanAverage loan
$187,000
Average interest rate
7.22%
Denial rate
3%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 95 | 60 | $11.2M | $187,000 | 7.22% | 3% | 0% |
| 2024 | 77 | 58 | $13.2M | $227,931 | 7.09% | 1% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NV | 21 | $3.8M | $182,143 | 7.14% | 0% | 0% |
| CO | 12 | $2.9M | $242,500 | 7.75% | 0% | 0% |
| NC | 10 | $1.8M | $179,000 | 6.94% | 0% | 0% |
| TX | 8 | $1.0M | $126,250 | 7.08% | 0% | 0% |
| VA | 2 | $180,000 | $90,000 | 8.25% | 0% | 0% |
| CA | 2 | $370,000 | $185,000 | 8.25% | 18% | 0% |
| AZ | 2 | $280,000 | $140,000 | 7.75% | 0% | 0% |
| GA | 1 | $145,000 | $145,000 | 7.13% | 0% | 0% |
| FL | 1 | $235,000 | $235,000 | 6.63% | 0% | 0% |
| NJ | 1 | $475,000 | $475,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.