Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HIGHTECHLENDING, INC
HIGHTECHLENDING, INC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
20
-9.1% vs 2024Originations
$3.3M
Loans x average loanAverage loan
$166,500
Average interest rate
6.14%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 42 | 20 | $3.3M | $166,500 | 6.14% | 2% | 0% |
| 2024 | 31 | 22 | $3.6M | $165,000 | 7.08% | 3% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 10 | $1.9M | $190,000 | 6.16% | 0% | 0% |
| NV | 3 | $435,000 | $145,000 | 6.25% | 17% | 0% |
| AZ | 2 | $220,000 | $110,000 | 5.94% | 0% | 0% |
| FL | 1 | $155,000 | $155,000 | 5.88% | 0% | 0% |
| CO | 1 | $145,000 | $145,000 | 6.5% | 0% | 0% |
| PA | 1 | $85,000 | $85,000 | 5.5% | 0% | 0% |
| TX | 1 | $125,000 | $125,000 | 6.25% | 0% | 0% |
| UT | 1 | $265,000 | $265,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.