Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Primary Residential Mortgage, INC.
Primary Residential Mortgage, INC.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
253
-64.2% vs 2024Originations
$47.2M
Loans x average loanAverage loan
$186,542
Average interest rate
6.89%
Denial rate
12%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 424 | 253 | $47.2M | $186,542 | 6.89% | 12% | 0% |
| 2024 | 1,016 | 707 | $91.3M | $129,088 | 7.04% | 7% | 5% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 58 | $9.1M | $157,414 | 6.91% | 9% | 0% |
| KY | 23 | $2.8M | $121,522 | 5.64% | 0% | 0% |
| NC | 19 | $3.1M | $162,895 | 6.99% | 15% | 0% |
| TN | 16 | $3.1M | $193,125 | 7.05% | 13% | 0% |
| UT | 12 | $4.2M | $349,167 | 6.62% | 12% | 0% |
| SC | 12 | $2.4M | $202,500 | 6.82% | 6% | 0% |
| TX | 11 | $1.8M | $164,091 | 6.79% | 21% | 0% |
| AR | 11 | $1.4M | $127,727 | 7.32% | 0% | 0% |
| LA | 11 | $1.4M | $131,364 | 7.65% | 0% | 0% |
| GA | 9 | $1.2M | $130,556 | 8.11% | 9% | 0% |
| CO | 8 | $1.4M | $178,750 | 6.72% | 0% | 0% |
| NV | 7 | $1.9M | $277,857 | 6.79% | 0% | 0% |
| FL | 6 | $1.1M | $186,667 | 7.02% | 32% | 0% |
| ME | 6 | $1.1M | $181,667 | 7.44% | 13% | 0% |
| WA | 5 | $1.7M | $347,000 | 6.91% | 10% | 0% |
| CA | 5 | $1.7M | $333,000 | 7.05% | 15% | 0% |
| IN | 5 | $585,000 | $117,000 | 6.98% | 0% | 0% |
| WI | 5 | $945,000 | $189,000 | 7.27% | 0% | 0% |
| PA | 4 | $720,000 | $180,000 | 7.08% | 0% | 0% |
| ID | 3 | $1.2M | $391,667 | 6.71% | 44% | 0% |
| MD | 3 | $815,000 | $271,667 | 6.79% | 0% | 0% |
| OR | 3 | $945,000 | $315,000 | 6.67% | 50% | 0% |
| DE | 2 | $610,000 | $305,000 | 6.63% | 60% | 0% |
| MO | 2 | $390,000 | $195,000 | 7.88% | 17% | 0% |
| AZ | 2 | $550,000 | $275,000 | 6.94% | 0% | 0% |
| WY | 1 | $235,000 | $235,000 | 6.63% | 0% | 0% |
| KS | 1 | $125,000 | $125,000 | 6.75% | 0% | 0% |
| MN | 1 | $85,000 | $85,000 | 6.5% | 0% | 0% |
| WV | 1 | $275,000 | $275,000 | 6.5% | 0% | 0% |
| AL | 1 | $195,000 | $195,000 | 7% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.