Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SUN WEST MORTGAGE COMPANY, INC
SUN WEST MORTGAGE COMPANY, INC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
307
+27.9% vs 2024Originations
$80.5M
Loans x average loanAverage loan
$262,199
Average interest rate
6.28%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 602 | 307 | $80.5M | $262,199 | 6.28% | 14% | 0% |
| 2024 | 481 | 240 | $58.3M | $242,792 | 6.26% | 17% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 41 | $16.1M | $393,537 | 6.07% | 7% | 0% |
| AZ | 34 | $9.2M | $271,471 | 6.46% | 12% | 0% |
| TX | 33 | $7.2M | $216,818 | 6.56% | 15% | 0% |
| FL | 30 | $6.8M | $227,000 | 6.44% | 15% | 0% |
| NC | 24 | $4.7M | $195,000 | 6.18% | 9% | 0% |
| WA | 22 | $7.7M | $351,364 | 5.81% | 22% | 0% |
| CO | 16 | $5.0M | $312,500 | 6.2% | 13% | 0% |
| OR | 16 | $4.9M | $308,750 | 6.07% | 20% | 0% |
| TN | 12 | $2.6M | $220,000 | 6.08% | 21% | 0% |
| NV | 10 | $2.0M | $200,000 | 7.34% | 12% | 0% |
| SC | 9 | $2.1M | $237,222 | 6.01% | 5% | 0% |
| ID | 6 | $2.0M | $341,667 | 6.12% | 0% | 0% |
| GA | 6 | $1.1M | $178,333 | 7.19% | 24% | 0% |
| OK | 6 | $1.1M | $186,667 | 6.31% | 0% | 0% |
| VA | 5 | $865,000 | $173,000 | 6.32% | 9% | 0% |
| AL | 5 | $885,000 | $177,000 | 6.42% | 8% | 0% |
| MO | 5 | $1.1M | $217,000 | 5.8% | 0% | 0% |
| IN | 4 | $700,000 | $175,000 | 6.22% | 0% | 0% |
| OH | 3 | $455,000 | $151,667 | 6.53% | 0% | 0% |
| MN | 3 | $685,000 | $228,333 | 6.04% | 25% | 0% |
| KY | 2 | $330,000 | $165,000 | 6.94% | 20% | 0% |
| WV | 2 | $230,000 | $115,000 | 6.81% | 0% | 0% |
| UT | 2 | $570,000 | $285,000 | 6.13% | 25% | 0% |
| LA | 2 | $270,000 | $135,000 | 5.75% | 0% | 0% |
| WY | 1 | $285,000 | $285,000 | 5.49% | 75% | 0% |
| AR | 1 | $185,000 | $185,000 | 6.75% | 67% | 0% |
| DE | 1 | $185,000 | $185,000 | 5.88% | 0% | 0% |
| KS | 1 | $265,000 | $265,000 | 6.13% | 0% | 0% |
| MI | 1 | $105,000 | $105,000 | 6.37% | 33% | 0% |
| MS | 1 | $135,000 | $135,000 | 6.75% | 50% | 0% |
| MT | 1 | $345,000 | $345,000 | 5.5% | 0% | 0% |
| NM | 1 | $145,000 | $145,000 | 5.98% | 20% | 0% |
| PA | 1 | $75,000 | $75,000 | 6.88% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.