Market insights
What the data says about manufactured home communities, lending and ownership.
2025 annual HMDA filings, loaded Nov 9, 2026. HMDA is published once a year.
825
+115.4% vs 2024$328.4M
+503.4% vs 2024$398,091
63 lenders7.88%
36%
45%
Loans originated by year in NJ
Top manufactured home lenders in NJ
Select a column heading to re-rank. Select a lender to analyze it. Originations are inferred as loans times average loan. Showing the 63 largest lenders.
| # | |||||||
|---|---|---|---|---|---|---|---|
| 1 | Acre Mortgage & Financial, Inc. | 334 | $108.7M | $325,329 | 6.56% | 1% | 0% |
| 2 | 21ST MORTGAGE | 139 | $13.9M | $100,180 | 10.4% | 46% | 95% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 131 | $15.5M | $118,511 | 8.94% | 32% | 100% |
| 4 | Deepwater Industries Federal Credit Union | 49 | $3.0M | $61,939 | n/a | 0% | n/a |
| 5 | FIRST CREDIT CORPORATION OF NY, INC. | 28 | $3.2M | $113,571 | 7.79% | 70% | 100% |
| 6 | Ballston Spa National Bank | 15 | $1.4M | $92,333 | n/a | 4% | n/a |
| 7 | GREENWOOD CREDIT UNION | 12 | $1.1M | $95,833 | 8.86% | 0% | 100% |
| 8 | Tammac Holdings Corporation | 9 | $1.1M | $121,667 | 8.97% | 62% | 100% |
| 9 | Nation One Mortgage Corporatio | 8 | $1.7M | $211,250 | 6.59% | 23% | 0% |
| 10 | The People's Credit Union | 7 | $935,000 | $133,571 | 8.04% | 30% | 100% |
| 11 | ADVISORS MORTGAGE GROUP, LLC | 5 | $1.5M | $297,000 | 6.7% | 17% | 0% |
| 12 | BAYCOAST BANK | 5 | $315,000 | $63,000 | 8.6% | 14% | 100% |
| 13 | CROSSCOUNTRY MORTGAGE, LLC | 4 | $870,000 | $217,500 | 6.83% | 25% | 0% |
| 14 | Evergreen Bank Group | 4 | $320,000 | $80,000 | n/a | 50% | n/a |
| 15 | CMG MORTGAGE INC | 3 | $605,000 | $201,667 | 7.79% | 50% | 0% |
| 16 | Old Second National Bank | 3 | $295,000 | $98,333 | n/a | 45% | n/a |
| 17 | WELLS FARGO BANK NA | 3 | $134.4M | $44,798,333 | 5.86% | 0% | n/a |
| 18 | Sturdy Savings Bank | 3 | $345,000 | $115,000 | n/a | 0% | n/a |
| 19 | AFFORDABLE MORTGAGE ADVISORS | 3 | $805,000 | $268,333 | 6.54% | 0% | 0% |
| 20 | ROCKET MORTGAGE | 3 | $405,000 | $135,000 | 6.29% | 67% | 0% |
| 21 | American Neighborhood Mortgage Acceptance Company | 3 | $755,000 | $251,667 | 6.63% | 0% | 0% |
| 22 | NEWFIELD NATIONAL BANK | 2 | $70,000 | $35,000 | n/a | 0% | n/a |
| 23 | Century Savings Bank | 2 | $1.8M | $880,000 | n/a | 0% | n/a |
| 24 | United Wholesale Mortgage | 2 | $240,000 | $120,000 | 6% | 33% | 0% |
| 25 | KIAVI FUNDING, INC. | 2 | $470,000 | $235,000 | 11.48% | 0% | 0% |
| 26 | UNION HOME MORTGAGE CORP. | 2 | $260,000 | $130,000 | 5.88% | 0% | 0% |
| 27 | loanDepot.com LLC | 2 | $520,000 | $260,000 | 6.25% | 57% | 0% |
| 28 | SECURITYNATIONAL MORTGAGE COMPANY | 2 | $280,000 | $140,000 | 8.31% | 0% | 0% |
| 29 | City 1st Mortgage Services, LC | 2 | $340,000 | $170,000 | 7.88% | 0% | 0% |
| 30 | Chartwell Financial, LLC | 2 | $160,000 | $80,000 | 11.5% | 0% | 100% |
| 31 | GATEWAY FIRST BANK | 2 | $250,000 | $125,000 | 5.88% | 33% | 0% |
| 32 | Provident Bank | 2 | $2.6M | $1,300,000 | 6.56% | 33% | n/a |
| 33 | NEW AMERICAN FUNDING, LLC. | 2 | $460,000 | $230,000 | 6.81% | 43% | 0% |
| 34 | PANORAMA MORTGAGE GROUP, LLC | 1 | $475,000 | $475,000 | 6.5% | 0% | 0% |
| 35 | Cornerstone First Mortgage, LLC | 1 | $155,000 | $155,000 | 7.5% | 0% | 0% |
| 36 | Filo Mortgage, LLC | 1 | $1.2M | $1,185,000 | 6.62% | 0% | 100% |
| 37 | Sierra Pacific Mortgage Co. Inc | 1 | $205,000 | $205,000 | 7.5% | 0% | 0% |
| 38 | Pennsville National Bank | 1 | $45,000 | $45,000 | n/a | 0% | n/a |
| 39 | South River Mortgage, LLC | 1 | $145,000 | $145,000 | 5.88% | 0% | n/a |
| 40 | PARAMOUNT RESIDENTIAL MORTGAGE | 1 | $195,000 | $195,000 | 7.13% | 0% | 0% |
| 41 | American Financial Resources LLC | 1 | $265,000 | $265,000 | 5.75% | 0% | 0% |
| 42 | Star USA Federal Credit Union | 1 | $115,000 | $115,000 | 8.75% | 0% | 100% |
| 43 | ACNB BANK | 1 | $255,000 | $255,000 | 7.63% | 0% | 0% |
| 44 | WSFS bank | 1 | $285,000 | $285,000 | 6.99% | 50% | 0% |
| 45 | TIDEWATER MORTGAGE SERVICES, INC | 1 | $335,000 | $335,000 | 6.75% | 0% | 0% |
| 46 | GENWAY HOME MORTGAGE, INC. | 1 | $35,000 | $35,000 | 8.88% | 50% | 0% |
| 47 | AMERITRUST MORTGAGE CORPORATION | 1 | $325,000 | $325,000 | 6.63% | 0% | 0% |
| 48 | Somerset Regal Bank | 1 | $25,000 | $25,000 | n/a | 0% | n/a |
| 49 | THE FEDERAL SAVINGS BANK | 1 | $305,000 | $305,000 | 7.25% | 33% | 0% |
| 50 | NATIONWIDE MORTGAGE BANKERS, INC. | 1 | $295,000 | $295,000 | 6.5% | 0% | 0% |
| 51 | Mortgage Research Center | 1 | $325,000 | $325,000 | 6.5% | 67% | 0% |
| 52 | NEWREZ LLC | 1 | $105,000 | $105,000 | 6.88% | 0% | 0% |
| 53 | ENVOY MORTGAGE, LTD | 1 | $205,000 | $205,000 | 7.13% | 0% | 0% |
| 54 | FAIRWAY INDEPENDENT MORT CORP | 1 | $285,000 | $285,000 | 6.75% | 0% | 0% |
| 55 | Library of Congress Federal Credit Union | 1 | $85,000 | $85,000 | 3.5% | 0% | 100% |
| 56 | PEOPLES SECURITY BANK AND TRUST COMPANY | 1 | $3.4M | $3,355,000 | 6% | 0% | n/a |
| 57 | FINANCE OF AMERICA REVERSE LLC | 1 | $65,000 | $65,000 | 6.63% | 0% | 0% |
| 58 | GUARANTEED RATE, INC. | 1 | $175,000 | $175,000 | 6.99% | 25% | 0% |
| 59 | Manasquan Bank | 1 | $1.9M | $1,905,000 | 7% | 0% | n/a |
| 60 | Meridian Bank | 1 | $215,000 | $215,000 | 6.13% | 0% | 0% |
| 61 | FULTON BANK, NATIONAL ASSOCIATION | 1 | $35,000 | $35,000 | 6.49% | 0% | 0% |
| 62 | KEYBANK NATIONAL ASSOCIATION | 1 | $3.0M | $3,005,000 | 5.85% | 0% | n/a |
| 63 | The Lincoln National Life Insurance Company | 1 | $15.4M | $15,435,000 | 5.79% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public data published by the FFIEC and CFPB, covering loans reported with a manufactured home construction method. The public data is released once a year, so the latest year shown is the most recent full year of filings. Only the largest lenders report quarterly, and those figures are not published by lender. HMDA covers lenders above reporting thresholds, so very small lenders may be missing. Average rate is across loans that reported a rate. Denial rate is denied applications divided by all applications. Home only loans are secured by the home without the land, which is typical in land lease communities. This is informational, not a recommendation of any lender.