Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › Evergreen Bank Group

Evergreen Bank Group

2025 manufactured home lending from public HMDA data. Provider profile

Loans originated (2025)

50

-71.6% vs 2024
Originations

$4.9M

Loans x average loan
Average loan

$98,800

Average interest rate

n/a

Denial rate

38%

Home only share

n/a

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
202518150$4.9M$98,800n/a38%n/a
2024479176$16.1M$91,307n/a27%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
AZ12$1.1M$91,667n/a29%n/a
MI10$640,000$64,000n/a28%n/a
NY7$875,000$125,000n/a40%n/a
PA5$555,000$111,000n/a44%n/a
DE5$785,000$157,000n/a13%n/a
NJ4$320,000$80,000n/a50%n/a
FL2$120,000$60,000n/a45%n/a
WA1$115,000$115,000n/a60%n/a
ID1$95,000$95,000n/a50%n/a
IN1$55,000$55,000n/a33%n/a
CO1$85,000$85,000n/a0%n/a
NH1$195,000$195,000n/a0%n/a

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.