Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FULTON BANK, NATIONAL ASSOCIATION
FULTON BANK, NATIONAL ASSOCIATION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
39
-23.5% vs 2024Originations
$3.8M
Loans x average loanAverage loan
$97,821
Average interest rate
6.41%
Denial rate
20%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 61 | 39 | $3.8M | $97,821 | 6.41% | 20% | 0% |
| 2024 | 87 | 51 | $5.3M | $104,412 | 6.62% | 28% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 26 | $2.3M | $88,077 | 6.44% | 25% | 0% |
| DE | 9 | $1.2M | $136,111 | 6.26% | 14% | 0% |
| MD | 2 | $90,000 | $45,000 | 6.49% | 0% | 0% |
| NJ | 1 | $35,000 | $35,000 | 6.49% | 0% | 0% |
| VA | 1 | $175,000 | $175,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.