Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TIDEWATER MORTGAGE SERVICES, INC
TIDEWATER MORTGAGE SERVICES, INC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
195
-15.2% vs 2024Originations
$52.2M
Loans x average loanAverage loan
$267,872
Average interest rate
6.44%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 425 | 195 | $52.2M | $267,872 | 6.44% | 10% | 0% |
| 2024 | 317 | 230 | $57.0M | $248,000 | 6.51% | 9% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 90 | $24.5M | $271,889 | 6.46% | 11% | 0% |
| DE | 51 | $14.7M | $289,118 | 6.29% | 9% | 0% |
| MD | 24 | $6.8M | $281,667 | 6.37% | 3% | 0% |
| PA | 12 | $2.5M | $209,167 | 6.81% | 13% | 0% |
| FL | 6 | $1.0M | $173,333 | 6.81% | 14% | 0% |
| NC | 5 | $1.1M | $219,000 | 6.8% | 24% | 0% |
| WV | 3 | $675,000 | $225,000 | 6.54% | 0% | 0% |
| SC | 2 | $330,000 | $165,000 | 5.94% | 33% | 0% |
| NJ | 1 | $335,000 | $335,000 | 6.75% | 0% | 0% |
| TN | 1 | $275,000 | $275,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.